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The 'We're saving for a deposit' thread

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Comments

  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We've got everything too. I think we need a new sofa at some stage but that can wait. Just had all new white goods so that should see us thorugh for a few years.
    I've decided to try starting up a childmiding business from home so I can stay at home and work but still spend time with my son. I'm going on the initiall course on 30 march/6th april- IF there is a cancelation so keep you fingers crossed for me!!!! I'm SO excited!
    We could save loads more if I was working too.
    Been playing with the calculator all day...I know how to live...
    Final figures are: (All based on a BIg if mind!)
    Savings from dh work: £250
    Savings from my job: £850

    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • MrDT
    MrDT Posts: 951 Forumite
    JimLad wrote: »
    Most of my overflow from my ISA is in an account at 2.5%. I dont know if i can be bothered to switch for a max of 1% more than cud easily drop

    Depends how much you have saved I guess. 1% more on ten grand is a hundred quid extra a year. I know it's pretty small fry and it's not going to change your life or anything, but if someone gave me a hundred quid I'd be pleased, if someone took a hundred quid off me I'd be a bit miffed... Actually, a bit less than a hundred after tax, but it's still something for nothing.

    I won't chase higher rates if it means using a foreign bank, and I include Irish in my definition of 'foreign' :rotfl:
  • ZoeGirl_3
    ZoeGirl_3 Posts: 383 Forumite
    jak wrote: »
    I've decided to try starting up a childmiding business from home so I can stay at home and work but still spend time with my son. I'm going on the initiall course on 30 march/6th april- IF there is a cancelation so keep you fingers crossed for me!!!! I'm SO excited!

    X

    Fingers crossed lol. Hope it works out for you. :T
    "Use it up, wear it out, make it do or do without!!"
    Nov NSD: ?/30 Nov Make 10 Day ?/300
    Get Rid Of Debt: ?/2000 !! :mad:
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks, i'm really excited about it. I just really hope it's do-able!
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • dippykitty
    dippykitty Posts: 1,138 Forumite
    jak wrote: »
    Thanks, i'm really excited about it. I just really hope it's do-able!
    X

    Just wanted to second the good luck wishes!
    ISA savings: £25,139 Other Savings: £1750 (tied up in bond)
  • shrewsaver
    shrewsaver Posts: 155 Forumite
    I've just opened up a Britannia HomeSaver account so I am now officially saving for a deposit.

    Any money in any of my savings accounts except for my ISA's and £100 in each of the other accounts will be transferred into this account.

    I opened it yesterday with £250.
    Save £12K IN 2013 Member #217 £3654.88/£6,000 (60%)
    Shares: £273.36 (Bought £494.14) £220.78
    SIPP: £5,366.63 (Bought £5,429.44) £503
    S&S ISA: £11,560.70 (Bought £10,537.58) £1,023.12
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done! Good luck!
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • ZoeGirl_3
    ZoeGirl_3 Posts: 383 Forumite
    shrewsaver wrote: »
    I've just opened up a Britannia HomeSaver account so I am now officially saving for a deposit.

    Any money in any of my savings accounts except for my ISA's and £100 in each of the other accounts will be transferred into this account.

    I opened it yesterday with £250.

    How exciting!!! Have you got the savings bug? :o Great fun really when it starts to grow...
    "Use it up, wear it out, make it do or do without!!"
    Nov NSD: ?/30 Nov Make 10 Day ?/300
    Get Rid Of Debt: ?/2000 !! :mad:
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I go on the intial childminding course on monday and monday week! YAY! I'm so chuffed!!! Also managed to flog an unwanted perfume on e0-bay- £19 to go in the house pot! Got over 4k now!!!!! YAY!
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • purplevamp
    purplevamp Posts: 10,712 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done jak on the eBaY sale, one persons [STRIKE]crap[/STRIKE] junk is another's treasure!! :T and good luck with the course, hope it goes well.
    Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £157.19 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
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