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The 'We're saving for a deposit' thread

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Comments

  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Helloooooooo

    I haven't been on here in ages! Didn't even do my 2014 end-of-year update! So here it is:

    In December I saved £1,151, bringing my 2015 grand total to £10,716 and my overall grand total to £84,839. YAY. :beer: :beer:


    I then had a very expensive January (dental work and paying the balance of a holiday), so my total for the month is -£931 :eek: - which brings my overall total savings to £83,908. :o Strangely, the same thing happened last January!

    I'm hoping for a better February lol. Roll on payday!!!!
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • I haven't read up on this thread since before Xmas! I've had a really expensive 3 months but am trying not to think about what I 'could' have saved! Onwards and upwards :)
    Managed to save 20% of house deposit target
  • AnnaLMLH
    AnnaLMLH Posts: 207 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    hi Im new on here
    we are currently saving a deposit to move house so I guess its a little different as we have anywhere between 20k and 30k surpluss in the original house
    but so far this year we have saved 1025.oo which I dont thinks bad seen as though we only started january 25th.
    looking to move september
    DFBXMAS15 £6600/£6600 100% #143

  • J_i_m
    J_i_m Posts: 1,342 Forumite
    Just_be wrote: »
    I haven't read up on this thread since before Xmas! I've had a really expensive 3 months but am trying not to think about what I 'could' have saved! Onwards and upwards :)

    Yeah, I've gone a little sheepish savings wise too, as this year has been expensive so far for me with various things. Currently flirting with the overdraft :o
    :www: Progress Report :www:
    Offer accepted: £107'000
    Deposit: £23'000
    Mortgage approved for: £84'000
    Exchanged: 2/3/16
    :T ... complete on 9/3/16 ... :T
  • 115K
    115K Posts: 2,678 Forumite
    Part of the Furniture
    At the moment I'm using the tsb current accounts that pay 5% but not sure where to go next. You do have to be organised about money transfers with the current accounts. It would be nice to have one simple account with a good interest rate.

    I agree. I find it really annoying having multiple accounts as I feel I have to check them to make sure the money is still there.:o I would love to have it all in one place.
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    February payday update!

    I saved £1,417 this month :D which brings my 2015 total to £486 (thanks to that minus figure in January lol) and my overall savings total to £85,325. I'm FINALLY through the £85,000 barrier, whoop!!!! :beer:
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • I also don't see why you're complaining about your parents. It's their money, not yours, they can do what they like with it.

    The people I know that had help from their parents were mostly getting their own money back. They were paying rent for living at home while working full time, parents were putting most of the money in a savings account, and then handed the money over when the person moved out. They then used it to kick-start their house deposit savings.
  • J_i_m
    J_i_m Posts: 1,342 Forumite
    Another naff month... Only £462.5 but I'm getting there.
    :www: Progress Report :www:
    Offer accepted: £107'000
    Deposit: £23'000
    Mortgage approved for: £84'000
    Exchanged: 2/3/16
    :T ... complete on 9/3/16 ... :T
  • RobMoney
    RobMoney Posts: 13 Forumite
    Tenth Anniversary Combo Breaker
    edited 3 March 2015 at 8:34AM
    Wow, harsh words...

    All I said is that others who are getting hand outs should be grateful because we're not all getting them and I get jumped on. I mentioned a personal situation revealing family finances (i.e. it's available) and I get doubly criticised too.

    I was only trying to help by letting others know my situation. I didn't realise how critical people were here as I thought we were all in the same boat in regards to saving for a deposit.
  • gothrockchic1
    gothrockchic1 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Hi everyone, our savings have been put on hold for one month only.

    OH's car is needing costly repairs and we are trying to decide whether to scrap it and go carless or sell it to his Dad. But it is his decision....
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