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Finally going to do it!
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Glad it went ok for you.
SarahBSC NUMBER 116 :rolleyes:0 -
Quick question regarding preferential treatment.. are payments made to people only classed as that if they were made after such time as I decided to go bankrupt?
For example, a few months ago I paid my friend about £500 that i owed him, this was before I decided to go bankrupt so wasn't trying to pay him off beforehand, just paid him when I said I would when he lent me the money originally (this shows as a big withdrawal from my current account so the OR will spot it and am guessiing they will query it)!:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Just a quick update as it's been a very quiet time for me since last monday!
So far spoken to three of my creditors, all very polite once I mentioned the "B" word
. More than my actual day on court, these phonecalls have been such a release, from 3,4,5 or more calls a day to practically none and actually having them tell me they won't contact me again and good luck for the future (well only one said that and caught me completely off guard :))
Also on day 8 of my stop smoking program, taking champix and seems to be working well.. only on about 5 a day now from 20.. roll on 31st March (my stopping day!)
Just like to add.. all the best to everyone on here wherever they are on their journey to a debt free life!:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Gosh well done would love to give up smoking,it's so anti-social now:mad: . Glad things are rolling alone for you keep us updated esp when you get your interview.DalipFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Gosh well done would love to give up smoking,it's so anti-social now:mad: . Glad things are rolling alone for you keep us updated esp when you get your interview.Dalip
Thanks Dalip, I just looked at my I&E and realised how much of my surplus income would be going on ciggies, it'd hardly leave me anything
I do like smoking and know it'll be hard but if I can honestly say that in a year i'm debt free and ciggies free, i'll be so happy and proud of myself _party_:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
I will hold you to that. As at 2 o'clock ,24th march 2009, i expect you to post telling us exactly that:D Good luckFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Will do
Believe me, if I succeed i'll be telling everyone
(if I don't though, i'll hide in some obscure part of this website and post an apology
, yes I am a coward 
) :hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
sometimes prison looks quite attractive, a nice open nick out in the country, fresh air, 3 meals a day, clothing and a bus pass home provided....Now we all know how it felt to play in the band on the Titanic...0
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maxmycardagain wrote: »sometimes prison looks quite attractive, a nice open nick out in the country, fresh air, 3 meals a day, clothing and a bus pass home provided....
....And lots of other perks that we wont go into but we all know about. Yes max you could be right. What exactly do you have to do to get 6mths these days?. Speeding, no MOT, tax!Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
....And lots of other perks that we wont go into but we all know about. Yes max you could be right. What exactly do you have to do to get 6mths these days?. Speeding, no MOT, tax!
I guess you wouldn't get an IPA :hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0
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