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Finally going to do it!

124678

Comments

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Well just phoned up the court and i'm all booked in for monday morning 10am, also just got back from docs and been put on their stop smoking help thingy (been prescribed champix as well which is apparently quite good).. lots of changes seem to be going on for me, quite nervy really but know that it's all for the best :)


    Just got to finish those d*mn forms now, they seem never ending!!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Quick question with regards to my job..
    My official job title is European VAT Accountant (booo hiss .. i hear ya :) )

    Up until a month ago i didn't have a passport, i know nothing about vat and i'm not a qualified accountant (and no intention of becoming one).. really i'm a financial analyst (number cruncher, databases, spreadsheets etc), i've checked my contract and there's nothing in there that says i need to tell them if i go bankrupt. I'm going to ask them to change my job title in my next review but i just wondered if that job title might give cause to the OR to delve into my job a bit more? can i just put analyst? not really sure if this is an issue or if i'm just getting myself wound up closer to the court day:o
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Richard_S
    Richard_S Posts: 4,432 Forumite
    Hi Waspeze,

    Your job title won't make any difference to what the O.R thinks or does. I was working as a finance and performance officer when we were declared bankrupt and it was never mentioned.

    I can't even remember where they got my job title from.:confused:

    Next question.:D :D

    Regards

    Richard
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Well that's the forms all filled out, phew.. pushed it a bit fine, have my court appt tomorrow morning at 10am!
    Just to check (think i've got it right), all I need for court is the Debtors Bankruptcy Petition, the statement of affairs and the fee? Also taking some ID to open a coop acct afterwards!

    I presume all the "proof" of payments and income etc aren't needed for court, only when the OR requests them?

    Don't think i'm going to sleep too well tonight!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Good Luck for tomorrow.
    Hope it goes well for you.
    Sarah
    BSC NUMBER 116 :rolleyes:
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Thanks Sarah! Quite nervous but reading other threads on here make it a bit easier :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • My Court part has been the easiest bit...........
    I too felt sick, nervous,ashamed and everything else you can think of.
    But i'm making a start on a new life,just like you.
    I did'nt see a judge so i was lucky,but others on here have and said it wasn't a bad as they expected.
    I'm sure you will be fine.
    Take Care Sarah
    BSC NUMBER 116 :rolleyes:
  • dodecanese
    dodecanese Posts: 422 Forumite
    good luck - hope all goes well, Im sure it will.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Good luck Waspeze. :)

    Thinking about it really is normally scarier than actually doing it. Should be just fine.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As the others have said you'll be fine. The thought is worse than the deed.

    All the best for tomorrow, let us know how you go.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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