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Superpap's positive mutterings about debt/savings...
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Sunday afternoon update. So after my pub meal yesterday and buying mario kart this is how I stand ~
Bills acc in £168.10 - out £168.00 = +10p
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Spends acc in £94.87 + to bank tue £10.00 - out £0.00 = £104.87
:j and I still have my £25 in my paypal account, however I am going to take a gander on ebay for some new work trousers as then its saves me buying them.
I have feed my terr today and I have sorted out my £10 weekly budget. I dont need anything or want anything from now untill payday. My huge parcel was delivered and that will keep me going for weeks. I also have my monthly kit waiting to be collected on tuesday. The only things I do need is postage and to pay for my trip to slimbridge in a couple week time. But then thats only going to be £5 postage £8 entry and £5 petrol plus some tea/coffee there. I am hoping (fingers crossed) I can head into payday +£50 in my spends account.
edit ~ woo hoo £11.15 for 2 pairs of trouser bnwt inc postage0 -
Hi Pap, havent spoke for ages, mind you i havent been on here very much recently and when I do i seem to flit in and out. I see you have bought mariokart for the wii? Do you like?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Hi Pap, havent spoke for ages, mind you i havent been on here very much recently and when I do i seem to flit in and out. I see you have bought mariokart for the wii? Do you like?
Lenny, and how are you? I havent been on much eaith to be honest. Yep took ages to track one down but my little bro found it for me
Tis amazing, my cat runs for cover though because I scream at all the other racers (mainly donkey kong) that get in my way :rotfl: Its addictive though, you say one more game and you are on there forever :rotfl: well worth the £31
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you seem so happy, and right on track for whatever!
woop!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Hi sf, Yep happy pap :j dont know why, couldnt tell you why but I have made a 'pact' with myself... I will 'live' for a year, ie I will do what I want and spend what I want for a year :rotfl: so this time next year I will start some sort of saving mission but why start now when I have never really lived without counting the pennies?
So I am going to live a little and see how I go. Oh but I will still put my £90 away each month.
So yeah happy happy :j :beer: :j0 -
So pleased you have deceided to do that PAP.
Enjoy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Love your new positive happy siggy too.
Go girl go.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:rotfl: beanie the funny thing is, since going all 'i will live my life' I havent spent a penny outside my budgetted :rolleyes: ah well... I am still happy :j I love the sig, I took off my savings thing and my card thing and it looked a bit empty so I thought I would sum up why I am on this board
Bit annoyed today, got home and found a package with one of the pair of trousers in there and they dont fitThey are from next and I didnt know what size I am in with next as I never buy from them so thats discouraging. The were £6 ok not a great loss but I will get into them... They fit but lets just say they arnt comfortable... so here we go. Hopefully the others will come tommorow and lets hope I dont have to buy any more :rolleyes:
So I am going to sign back up to my weight program. If I am honest I rebelled because a work collegue was losing it faster than me and getting complements from everyone. And yes she is more pretty than me too, so I havent weighed in a month and ate awfully. So from tommorow I am back to my weight management program. I have a goal of being 15st before holiday in september, now I guess I am 17st (will check in the morning) so thats 2 stone in 4 months ~ 28lbs for 7lbs a month, just over 1 1/2lbs a weekI know this works and it helps me with my condition too, also I did promise myself I wouldnt go through another summer being hot and sticky as I usually am
As an incentive for me I will have two piggy banks (I have these already) one will be mine for every 1lb I lose I get £2 for every lb I put on the other pig gets £3. On september the other pig will be given to my mother (not that there will be anything in there :rotfl: ) and my pig will be used to buy me a few cheap clothes before holiday. So I should have £56 before I go :j . Weigh in will be on a friday and I will 'try' and keep you updated. So here goes... off to devise some low call recipies
Thanks all once again for just 'being' there :A0 -
Hi Pap! :j
It is great to hear you sounding so positive about everything. I know you will reach your goal, especially when money is involved :rotfl: Good luck and I will check in often to see how you are doing :T0 -
I think you'll do it no problem this time PAP, because you want it work. Good luck huniNo longer using this account for new posts from 20130
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