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Superpap's positive mutterings about debt/savings...

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    glad to hear that things are good :D xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • peb
    peb Posts: 1,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Found you at last! Sorry Pap but I never seem to be online when you are. Good news re wage increase but you need to get that CV out.

    Take care.
  • Afternoon sf, Yes having a fab time, its quite nice really as I was getting really tired at work this past week but now I am full of beans and thats only after 2 days off :rotfl: I have been going to bed at midnight and back up at 7am rareing to go :rotfl: such a change

    peb ~ a010.gif Yes I need to get my cv out and get a look in on all these jobs. I have 'remade' it but it still reads like pants... however once its out tehre I may be able to get some feedback etc.

    ~~~~

    Well the search for the game went down the pan, everywhere is all sold out :rolleyes: ah well it wasnt meant to be. I shall wait till payday now, I am tempted to order it on play but I still want some money in the bank before payday so I wont do that :o I did however spend £30 in hobby craft, yes it sounds a lot but I got bag fulls. Including fabric, beads, boxes, paper, stickers, thickers and ribbon. Now put that with what I spent the beginning of the month (not including my 'budgetted stuff') I have only spent £50 now 'usually' this is £150+ by the time I put postage etc on the online orders so this month has been great. I have also 'earned' £20 this month so its all good. Next month I would like to half that again to less than £25 (excluding budgetted stuff) I think this is sooo possible... just need a bit more will power :rotfl:

    so that ends todays ramballings ~ unless I come up with some more later :rotfl: Have a sunny wednesday :j
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hiya PAP... You sound so cheerful today :j :j :T Yeaaaaaahhhhh!!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Is it Mario Kart you're after PAP? Do you need it with the wheel? I can keep an eye out for it for you :)
    No longer using this account for new posts from 2013
  • Taka ~ Yes feeling over the moon this week, loving it, maybe the sun and not being locked away in the dark of work is why?

    Gem ~ Yes mario kart, it comes with one wii wheel anyways, the cheapest I have found it so far is £35 in argos and on play. Play have it in stock so will prob go with them unless I can find it cheaper, the problem is its quite a new release so its not going to drop thats much. However the other game I was going to order from tesco with wii fit for £20 I have found in asda for £15 :j still want it cheaper though :rotfl:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Don't forget cashback and 5% off with play :) I'll PM you my code

    Always check https://www.find-dvd.co.uk for prices
    No longer using this account for new posts from 2013
  • Thanks gem I recived that I will definatly order it on payday.

    ~~~~

    Right Thursday is payday :j so here is my soa... not that its amazing or anything :rotfl:

    Left in accounts after the last little bits go out.
    £8.48 spends
    £0.00 bills

    In ~ £750.00

    Essentials ~ £226.00/£250.00
    £100.00 ~ mum/rent
    £65.00 ~ BT
    £11.00 ~ house insurance
    £50.00 ~ bus cards

    Savings ~ £250.00/£250.00
    £55.00 ~ Halifax ~ locked
    £35.00 ~ Halifax ~ web saver
    £100.00 ~ Halifax ~ locked
    £60.00 ~ Extra

    Extras ~ £226.00/£250.00
    £12.00 ~ monthly kit
    £35.00 ~ stamping up
    £40.00 ~ £10 weekly
    £50.00 ~ business
    £50.00 ~ Argos
    £4 ~ terr

    Totals = £667.00

    = £83.00

    Busniess acc should have £160 in it, with that above it will rise to £138.63. I will then wait for my tax bill to come through and adjust the account if I need to pay tax or add more into the account. The argos I said I wouldnt do, this month I cant do it. Once mum pays me its to go straight off the argos card. I am not saving for Junes stamping kit (that I said I will up there) because come June I wont have to pay out to my busniess/argos so that money is hidden in that. Once I have brouht my wii game that leaves just over £50 for the month excluding my £10 a week money. Simple :D

    As you can see I am working in 1/3rds this month so each sub section should have £250 spent on it. Seems to be working well. Lets see if this time next month I am saying the same thing :rotfl:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Looks good with some to spare :) It should work out fine. How are you by the way? :)
    No longer using this account for new posts from 2013
  • Gemmzie wrote: »
    Looks good with some to spare :) It should work out fine. How are you by the way? :)

    yes definatly, hopefully June I will hit over £1k savings... cant wait :j Me I am ok, dreading work on tuesday (i have been off since last monday on holiday). Dont think I can face them, I have been happy and fine all week but knowing monday is just around the corner and then tuesday is filling me with dread. I just feel like not going back. I guess I am on another downer, not too good, hopefully I will be fine come monday :D
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