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Superpap's positive mutterings about debt/savings...
Comments
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:hello: Pap, just thought I'd pop in and say hi - not been around as much lately! I hope you figure things out at work, and hopefully get a pay rise! xxBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »:hello: Pap, just thought I'd pop in and say hi - not been around as much lately! I hope you figure things out at work, and hopefully get a pay rise! xx
Hi sf - thought I hadn't seen you around for a while - hope everything is ok.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hi sf - thought I hadn't seen you around for a while - hope everything is ok.
hey rog, just been busy with uni and then the holidays - have just been to france for a week paid for by my dad - lucky!! - and then I'm just feeling a little down, so have decided to take more of a back seat. but never fear, as they always say, i'll be backhow are you? x
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »hey rog, just been busy with uni and then the holidays - have just been to france for a week paid for by my dad - lucky!! - and then I'm just feeling a little down, so have decided to take more of a back seat. but never fear, as they always say, i'll be back
how are you? x
I think a lot of us are feeling a bit 'down' at the moment - self included. Sometimes it's good to 'take a bit of a back seat' for a while - time to 'reflect'.
Hope you enjoyed your week in France - good luck with uni, and we'll see you when you're feeling better. xxI am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hiya Pap, hows your card making challenge going so far?
Sarah x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Gem ~ yes hours worked. But saying that they are on about 40p more than me. I suppose its one of those things, I dont want to have to do overtime to get extra cash for myself though :rolleyes: Stuck between a rock and a hard place so have come to a conclusion ~ read below.
raph ~ Yep could be that I suppose but it doesnt half make me mad :mad:
sf ~ Awww bless you, wondered where you were too but I thought it would ahve been uni related ~ dont wear yourself down though.
Rog ~ :A and hugs for feeling down. I guess its a funny time of the year eh. Take care of yourself hun... dont like these 'double shifts' you seem to be hooked into :rolleyes:
Sarah ~ I am thinking about itNo about 30 images stamped and inked ready to go. i am off tommorow so aiming for 5 orders and 10 other cards. I have also started on xmas :rotfl:
~~~
Right well I have decided to face someone in work. My boss has also pushed for my promoton increase, so I guess another two months :j Ummm I have also dropped my savings goal for the year. No particular reason for this but if I am to come to terms wih having such a low wage each month something has to give. I have also planned to go out now weekly with some people from work. Appart from working and sitting on here all night I do nothing ~ this has to change... so this had to give. However saying that I will still try my hardest to reach the £2 1/2k :rotfl:
edit: ohhh forgot to say I broke my internet banking and I now have to wait for an activatiuon code etc ect again . So as I cant check my accounts I am banned for shopping/buying till it arrives0 -
Pap,
I posted your bag today, 2nd class so you should get it Saturday?
xEmpty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
Bunnyinthelights wrote: »Pap,
I posted your bag today, 2nd class so you should get it Saturday?
x
Thanks bunny, shall let you know when it arrives :A0 -
postingalwaysposting wrote: »Hmmm not too good, found out that two people in work are payed not far off what I am and they do less hours :rolleyes: Unsure how it all works however but at the moment I feel I am working for nothing. However my boss is now pushing for my pay to be upped to a higher level so I will get approx £80 after tax extra in my wages. Also I am comparing the amount of work I do to others and I feel a bit used of late, I seem to do a fair bit more yet get no priase/thanks/decent wage. But then I suppose a job is a job, beggers cant be chosers :rolleyes:
The reason it gets to you that the chavs down the road freeload on the dole is because you know you can do better. You pay your own way and work hard and you can be a chooser - people want people willing to work hard and honestly. You just need to believe in yourself and realise you can and will do better. You want better, that's why you are here, you are doing something off your own back, that's unusual and that's your secret weapon.0 -
I keep my internet banking details written down and saved on a password safe programme so that doesn't happen, couldn't bear not to have it :rotfl:
I like your compromiseNo longer using this account for new posts from 20130
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