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Immoral Angel's Debt Diary - Part 16,342...

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  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    You know what? For the first time in AGES I'm really excited about the future.. everything seems to be slotting into place and I'm really excited about the CAB and the ann summers...I can see REAL prospects with the CAB, I'm not just being a bog standard volunteer... I'm training to BECOME something.. a real adviser with a qualification and a purpose... something I could make a real career out of helping others and learning new things along the way... I'm really really excited... :D

    You deserve it, it's off the back of your own hard effort (and Ste's - he's done a lot to make this possible).

    Is it OK to say that your mum obviously did a good job giving you the personal resources to pull this off and you're a credit to her and her life.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Ask your Ann Summer's Boss (Madam?) or rep. head office - other reps. must be doing this - what do they put down? Ask someone at the CAB?

    Is the TV show going to cover the difficult bits of how hard it is to do this - the need to work to get the childcare, finding a part time job to fit around things etc.... dare they mention Ann Summers.....?
    Hmm not sure...
    as for IPTW... I've no idea either! lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • TallGirl
    TallGirl Posts: 6,226 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sarah please check Tax Credits with the CAB. They will have all the answers for you. I am a bit rusty on this now but I am sure you can delay telling them for a certain period as you are quite correct you don't want them to stop your taxcredits all together. Surely the CAB can advice you if you are going to be one of them now.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    (and Ste's - he's done a lot to make this possible).
    don't tell him that! His ego's big enough as it is ;)
    Is it OK to say that your mum obviously did a good job giving you the personal resources to pull this off and you're a credit to her and her life.
    Stop it you'll make me cry! :o
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    TallGirl wrote: »
    Sarah please check Tax Credits with the CAB. They will have all the answers for you. I am a bit rusty on this now but I am sure you can delay telling them for a certain period as you are quite correct you don't want them to stop your taxcredits all together. Surely the CAB can advice you if you are going to be one of them now.
    They won't be there now til monday... :confused: I always thought you had 3 months to tell TC of any changes.. let me go have a look on the CAB website..
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • floss2
    floss2 Posts: 8,030 Forumite
    Really pleased for you & the family I-A, and I'm glad to see you're much more positive than you have been recently :grouphug:

    I know that I get a bit gloomy & miserable at this time of year - Mum's birthday, Mothers Day, Dad 's anniversary (17 years today), then my & the DS's birthdays, all within 6 weeks :(
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    You may commit tax credit fraud if you deliberately give incorrect or misleading information when you apply for tax credits, or fail to report a change of circumstances within one month of the change.
    I think I'll call them once I've registered as SE and just tell them that my income for 07-08 won't change... but give an rough estimate for 08-09...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • floss2
    floss2 Posts: 8,030 Forumite
    They won't be there now til monday... :confused: I always thought you had 3 months to tell TC of any changes.. let me go have a look on the CAB website..

    They used to be open til 8pm when I got them.....part-timers :rolleyes:
  • ZTD
    ZTD Posts: 24,327 Forumite
    Since you have no idea of what you're going to earn, you can give them a low estimate. Just make sure that you bring it up to date as soon as you can, so you don't have any arrears.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    ZTD wrote: »
    Since you have no idea of what you're going to earn, you can give them a low estimate. Just make sure that you bring it up to date as soon as you can, so you don't have any arrears.
    sounds like a plan to me... I'm not expecting to earn much at all especially in the first year.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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