Cca Requests Updates Please

Marthasdad

Hi - I'm no expert, but if Moorcroft are acting on their behalf, then they should request it from their client. Unless, of course, they're returning the account to Argos?

NW-ANGEL

Marthasdad wrote: »

Hi - I'm no expert, but if Moorcroft are acting on their behalf, then they should request it from their client. Unless, of course, they're returning the account to Argos?

Thanks thats what i thought - so i am wondering wether i send another letter saying alonmg the lines of not acceptable and they are unable to enforce the debt or collect from me??

thanks!

stapeley

I would write back to More clap and tell them that as they are acting on behalf of OC they should have a copy of the CCA . Enclose the payment , and deduct the days from when they received your first request. Then send off the second letter when time limit is passed .

Marthasdad

No problem - like I say, I'm not an expert and someone might be able to advise better, but I would write to them and remind them that it was they who wrote to you demanding payment (presumably stating they were acting on behalf of Argos). I would tell them that you will not be requesting the CCA from Argos and that the account still remains in dispute. If they no longer wish to act on Argos' behalf in this matter, then they must notify you of this in writing.

Hope this helps......

Marthasdad

I agree with Stapeley also - good call re. the time elapsed issue.

Thanks

Marthasdad

Buy the way Stapeley - since you're here - can you advise if the 12+2+30 days are working days or calendar days (so is it a total of 44 claendar days, or working days)?

NW-ANGEL

HUGE thanks to you both i keep searching - dont spose u can direct a dippy blonde can u please to correct letter send now??
you're all fab on here!!! thank you
kel

Moorclap ere i come! haha

Marthasdad

Don't think there's a standard letter for this, but if you want to put something together, I don't mind helping you out:beer:

NW-ANGEL

thankyou :beer: i shall crack on with it now then!....

When i think of the nights i have cried myself to sleep or not slept with worry! u lot make me fight :T
really appreciate the advice and support
kel

blind-as-a-bat_2

NW-ANGEL wrote: »

Hi again!


I sent off my original letter to moorcroft asking for CCA etc...

Today received letter back from moorcroft saying

"At this stage we are unable to provide a copy of the agreement. We have been in touch with out client (Argos) who have confirmed that to obtain a copy you must write to the following address....we return your payment to submit with request to our client,."


What do i do now please? i dont see that i should write to Argos as Moorcroft supposedly should have this right? to enforce collecting procedures? :mad:
is there a letter i now send back?
any help greatfully appreciated please!!

thanks in advance
kel

Had the same responce re my OH,s aledged debt at the end of may this bit says thats a big ooops

"175. Duty of persons deemed to be agents.
Where under this Act a person is deemed to receive a notice or payment as agent of the creditor or owner under a regulated agreement, he shall be deemed to be under a contractual duty to the creditor or owner to transmit the notice, or remit the payment, to him forthwith."

As far as im concerned im waiting for there next move as sending that letter is just fog as far as i can see so the clocks ticking still.

incedently not heard a thing from Argos or Moorrcroft since that letter.