Cca Requests Updates Please

pamril1

1st Credit had not produced a cca (for a debt we know is not ours!!) after the 12+2 deadline so I fired off the official account in dispute notice stating after another calander month they are committing an offence. Still not a peep until Friday gone when we received a letter confirming we had raised a dispute and that they are going back to the OC and the whole process can take at least one month. On the 17th of July the 30 day period expires, so if it takes them one month (which will be 24th July) they will be committing an offence. Can I still complain about them etc considering they have sent this letter? Is this alleged debt then unenforceable?
I'm at my wits end with these dca monkeys!!!

stapeley

Please do not worry , if you know its not yours , when and if they come up with a signed CCA . it will not have your signature on it . So no debt , no case to answer.

pamril1

It's more the harassement I'm fed up with. They always come up with some answer to justify them contacting us (previously sent the harassement template from here) and after all the official letters I have sent off this is the first they have even acknowledged a dispute being risen with them.... they are a pack of muppets.
Thanks I'll not worry about it now.

kennyvinegar

I sent off my 12 + 2 + 30 letter on the 16th July, which was delivered on 20th July. So their 14 day deadline is fast approaching, and I have heard nothing back (as yet). Can anyone tell me what happens now if they don't reply?

luckymum_3

hi , does anyone have a link for the first letter i would send .
also i have to allow 2 days postage then allow another 12 days before sending another letter, is that right ? also is it better to print out a letter or hand write..i would like to send off for 2 cca 's .. one is littlewoods which is now taken over by iqor debt recovery and the other is kays catalogue. i cant remember signing cca's but have seen that some changes have occured relating to dates so not sure if i am able to pursue them , any help appreciated.

stapeley

I did a CCA request to clapquest on a AA loan in dec . After 4 weeks they informed me that the account had been returned to the OC ,and they had closed the file . This was for nearly £7000 , I do not believe the correct paperwork was signed . I have not heard anything from the OC since . Should I be:j .

stapeley

Today receive a third , Final Letter Before Action , letter from, Earhole solutions. Will for a third time , inform them that what I was supplied was an eligible copy of a application form ! Will again advise them to check with their solicitors on the wording of the CC ACT . Pointing out the section that states anything sent should be legible

Marthasdad

Hi - first time poster on this, but have been reading for ages and got some really good advice.

I sent off a CCA to 1st Credit on 11th June - I know they received it because they replied (dated 13th June) stating the document is retained by their client and they will arrange for the document to be sent to me "as soon as possible".

I've heard nothing since - do I now wait for 12+2+30 days? And are these calendar days, or working days?

I know it's a stupid question, but I want to get it right!!

RAS

Marthasdad wrote: »

12 working days+2 days+30 calendar days? I know it's a stupid question, but I want to get it right!!

The only stupid question is the one that is not asked.

NW-ANGEL

Hi again!


I sent off my original letter to moorcroft asking for CCA etc...

Today received letter back from moorcroft saying

"At this stage we are unable to provide a copy of the agreement. We have been in touch with out client (Argos) who have confirmed that to obtain a copy you must write to the following address....we return your payment to submit with request to our client,."


What do i do now please? i dont see that i should write to Argos as Moorcroft supposedly should have this right? to enforce collecting procedures? :mad:
is there a letter i now send back?
any help greatfully appreciated please!!

thanks in advance
kel