I wanna be mortgage free!

twinklie

Don't think I did so bad on ye old list front to be honest. Bit gutted looking at my bank account though. End of the first day of the month and I'm £91 overdrawn...and it can only get worse. DOH!!

Still, I don't think I'll be back on an even keel until January. But then I should be ok...she says. I feel really really tired today and weepy. No reason. Really feel like I don't want to go to work tomorrow but there is totally no reason for it. I just don't know why. I'm going for back to work blues. Ha ha.

All bills have been paid but I just can't be bothered to do my updates right now. I'll sort it later in the week...it'll be fine.

twinklie

Well, house insurance has robbed me of more of my money so now I'm well overdrawn...boo. I have my CT Scan date on Thursday...I only got told today though. Just trying to figure out how many lessons I can get out of...erm, I mean how much time I'm forced to take off.

Still to tired to do any of my updates. I'll think about it later maybe.

LilacPixie

Well Twinkle depending on how you want to hear it. CT scan is straightforward but routine appointments get bumped for emergencys alot. In addition it can be very disorientating an the sometimes like you to sit and have a drink beforeyou leave the department. easy 2-3 hours depending on distance from work/hospital.

CathT

Good luck for your CT scan and I hope you can find out what is wrong.

twinklie

I've ended up taking the day because I think there are too many unknowns. Also, I need to go for some blood tests first. Sounds like I'm in for a long boring day then. Joy!! Still, I hope it yields some anwers for me. Nothing too serious though, obviously.

It's a shame it's on a Thursday though, I have 2 free periods on a Thursday so I had to stay late tonight orgnising the things I normally do on a Thursday. Unfortunately it meant I also ended getting stuck in traffic and my journey home took an hour longer than normal. GRIM!!

Thanks for your best wishes though guys.

twinklie

Right, before I go to hospital I've been a constructive bunny...extra sleep (till 9.30am!!!!), put a wash on, booked Belle into kennels (I feel beyond guilty about this) and sorted through a few bits and pieces. Might take a walk to a news agents to buy a rubbish magazine shortly to take to hospital with me. Failing that I could take my laptop and do some school work...but I think not.

LilacPixie

Good luck twinkle. just try and chill out and relax.

twinklie

Mortgage at start of January: £ 39'767.97
Overpayments in Blue.
Interest in Red.
Balance in Green.

Month: Payment (Std / OP) / Interest (per day) / Net reduction / Balance

January: 450.00 (328.81 / 121.19) / £178.62 (£5.76) / 271.38 / £39,496.62
February: 450.00 (328.81 / 121.19) / £177.48 (£6.34) / 272.59 / £39,224.03
March: 450.00 (328.81 / 121.19) / £176.18 (£5.68) / 273.82 / £38,950.21
April: 450.00 (328.81 / 121.19) / £174.95 (£5.64) / 275.05 / £38,675.16
May: 450.00 (328.81 / 121.19) / £173.72(£5.60) / 276.28 / £38,398.88
June: 450.00 (328.81 / 121.19) / £172.47(£5.75) / 277.53 / £38,121.35
July: 450.00 (328.81 / 121.19) / £171.23(£5.52) / 278.77 / £37,842.58
August: 450.00 (328.81 / 121.19) / £169.98(£5.48) / £280.02 / £37,562.56
September: 450.00 (328.81 / 121.19) / £168.72(£5.62) / £281.28 / £37,281.28
October: 450.00 (328.81 / 121.19) / £167.46(£5.40) / £282.54/ £36,998.73
October: 450.00 (328.81 / 121.19) / £??????(£????) / £??????/ £36,??????

Totals: Payment / Interest / Net reduction.
Grand Total: 4'500.00 / 1'730.81 / 2'751.26

Balance outstanding: £???????

This will be my November update...but I've not got round to checking my figures yet. Doh!

SmlSave

Hope everything goes well hun.

twinklie

Everything was fine. Nobody waiting for bloods, so got that done very quick...then I turned up for my scan 50 mins early. They said no problem can you wait 15 - 20 mins because we might be able to squeeze you in early. And they did. I was out of the hospital before my appointment was actually due to start.

So just a matter of waiting now for the results.