Student possessions insurance

pavlovs_dog

a good question, something i should be looking into too.

any ideas, anyone?

oooh and welcome to the board streety

student100

an extension to your parents' house insurance?

Pongo_3

does anyone know if the phone cover on the saxon policy includes mobiles?

muddyfox470

you will have to pay extra for it.

give them a ring or visit the website and fill in everything you need. https://www.saxoninsurance.com

some of the things that aren't covered by the normal cover are mobile phones and laptops, for obvious reasons

ian

EDIT: sorry just looked at the website and it seems they dont cover it (mobile phones) which i guess is reasonable, considering the difference in phones etc, you may have to have a look at specialist cover for your phone, or just get a cheaper fone?

Savvy_Sue

streety wrote:

Most of the sites I have looked at are for students that are living in rented accomodation or in halls of residence. Does anyone know where I can get insurance as I still live at home...

My laptop is worth about £1800 (without software) and I need to get it covered.

I'd have thought separate laptop insurance would be all you need, so either talk to your parents about an extension to their home contents or look on the dedicated insurance board for standalone cover. The latter might be best as home contents seems to be going the way of motor insurance and giving no claim discounts: your parents won't be thrilled if you have to make a claim and bump the cost of their insurance for the next few years!

nige

Does Saxon cover walk in theft (you know where you leave your door unlocked)? I can't find it on their website. I mean there must be something which makes it so they can be half the cost of Endsleigh with a £1000 laptop.

muddyfox470

nige wrote:

Does Saxon cover walk in theft (you know where you leave your door unlocked)? I can't find it on their website. I mean there must be something which makes it so they can be half the cost of Endsleigh with a £1000 laptop.

Yes it does.

Call them up and ask them as much as you want.

If you send me you PM me you email i can send you a pdf document explaining the terms and conditions of the cover, what is covered etc.

Ian

lyniced

Endsleigh and all the other student insurance services are onto a good thing. My son is covered by our household insurance. As long as his room has a lock (it has) and he is studying in the UK (he is) then everything is covered. My son's friend just spent £66 on student insurance which was totally unnecssary. Ring up your insurers first before you fork out anymore.

mistyarthur

Saxon work out more expensive for me because they say that I have to pay the rented accommodation insurance premium even though the halls I'm staying in has awards for security and has cctv everywhere and a 24hr security guard because it's not university owned, it's £50 more per year as well!!! Am gonig to cover myself on my mum's I think £100 a year nearly is too much.

Bennifred

lyniced wrote:

Endsleigh and all the other student insurance services are onto a good thing. My son is covered by our household insurance. As long as his room has a lock (it has) and he is studying in the UK (he is) then everything is covered. My son's friend just spent £66 on student insurance which was totally unnecssary. Ring up your insurers first before you fork out anymore.

Totally agree, lyniced - I'm amazed at how ready people are to fork out when they may already be covered - got to be worth a phone call to check, surely? My son is covered by our household insurance, no extra payable, even for things like computer, guitar, etc which he may take out of his room.