will my car insurance claim be refused because i had 2 bald tyres?

missile

lisyloo wrote: »

Hello missile,

I'm afraid my MIL is quite diabled and can't do the checks that have been mentioned (whether she "ought" or not - I'm sure her doctor would advice agaisnt it).

Can you please point me to a link that says she shouldn't have a license if she can't personally do the checks herself.
If it's illegal then I don't want her driving so if you can post a link then I'll make sure she gets her licence revoked straight away.

In a wheel chair she would be well placed to carry out a visual check of the tyres as advocated by Badger_Lady, unless she is blind as well as blonde?

julesangles

just to say that when you have your car MOT it will do a copy of any advises that are made at the time.
when you tax your car then can now make a simple check to see if your car is insured and MOTed, (DVLA)
so that gets me to thinking that the insurance company may be able to check the same IE tax and MOT. it would show any advise given!
as a note i wouldn't go out on the pavement with worn shoes that were not safe.
i would Never go out on a public road knowing my tyres are near the legal limit. i couldn't put myself or family in such a dangerous situation. certainly not other road users.
thats just my opinion feel free to shoot me down.

carolinosourus

lisyloo wrote: »

Hi carolinosourus,

I'm going on a long holiday and leaving my car in an unfit state on my driveway (off road) whilst I'm away (as I'd like to delay repairs until I get back).
You've got me a bit worried now.
I thought it wouldn't be a problem if I wasn't driving it.
Perhaps you could point me to a link where it says it's problem to own an unfit car.
A link to the 3 month rule would be good as well as I didn't know about that one.

Thanks for your help as I don't want to inadvertantly break the law.

As long as you don't drive it when it's in an unfit state then you should be fine. If you can't work that one out then maybe you shouldn't have a car. I'm sorry but if I was told that my tyres were nearing the end of their legal tread depth in November then I would have done something about it a lot sooner than Feb- 3 months down the line.

And on another note, there's nothing wrong with OWNING an unfit car, it's DRIVING it that's the problem.

missile

I never said anything was "illegal"

IMHO everyone has a responsibility. Even your MIL ought to be able to do the simple checks as stated by Badger_Lady. If not, she should not have a license.

I cannot think of any physical disability that would prevent someone carrying out the visual checks as advocated by Badger_Lady. This does not mean I do not have compassion for disabled people, far from it. However, IMHO most disabled people do not want sympathy and like to do as much for themselves as possible.

I am pleased your unfit car is off the road. Perhaps your earlier comments were in jest?, but those who have suffered in accidents caused by thoughtless people driving cars unfit for the road may find them in poor tatse.

Tight_Old_Git

G-G wrote: »

Depends on whether the insurance company finds out...

If you get a fixed penalty notice then maybe you can get the insurance claim settled before you have to advise them of the penalty points?

I had a nasty accident, not my fault though, but my bike was out of tax and I was so worried that the assessor would see and invalidate my claim, but he didn't luckily..

You are encouraging others to commit insurance fraud, which if discovered will result in never being able to obtain valid insurance again.

There was no offer of a fixed penalty, two illegal tyres can result in 3 points for each tyre and a fine of up to £2500 per tyre. Also losing control of the car on a bend and crashing into a TP vehicle is likely to result in a court appearance for driving without due care and attention.

Checking the vehicle is the responsibility of the driver, before each journey, not Kwik Fit or a mechanic, you don't even need to buy a tyre gauge as all new tyres have Tread Wear Indicators so you can do the necessary checks visually. You can get tyres fitted at your home if you buy from etyres so no need to get ripped off for stuff you don't need at Kwik Fit et al.

I would be surprised if the OP doesn't lose his/her licence, we don't need clowns like this on the roads anyway:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

missile

lisyloo wrote: »

Oh, no - you've got me replying.;)

It was YOU who picked fault with MY post and you want the last word too?

No one has to bent to carry out the visual checks as advocated by Badger_Lady. The only disabilities I can think of which could prevent one doing this is blindness or idleness.:o
No one has twisted what you said, we just disagree. You are entiteld to your opinion, however misguided that may be.:rolleyes:

It's all there to check exactly what was said. Personally speaking I have been driving cars for 22 years.

Not what I would describe as "young":rotfl:

people are responsible for doing it and not driving unfit cars (no-one said otherwise).

Please explain how your "unfit" car got onto your drive? and I hope you will not be driving it to have it repaired?

I am pleased to note you are attending training and reading a book. :A I hope there is a chapter in there explaining it is the drivers responsibilty to ensure his/her vehicle is roadworthy and how to check tyres.:T

missile

All tyres have a wear bar indicator which is clearly visible without bending down. See here> http://www.expertvillage.com/video/16417_new-tires.htm

As I said, I have never said anything was "illegal". You appear to have misinterpreted.

IMHO everyone has a responsibility. Even your MIL ought to be able to do the simple checks as stated by Badger_Lady. If not, she should not have a license.

To make it clearer for you= IMHO anyone who is physically capable to drive can carry out the visual checks as advocated by Badger_Lady. Thus if you cannot carry out those checks you ought not have a license.

You repeatedly bring up things I never said,

What have I attributed to you, that is incorrect?
I really don't want to have a go at you, but this comment clearly shows where you and I differ on accepting responsibility>

I'm just stating the fact that there is no evidence that they drove after being told it was unfit.

I think it's valid as to how I am treated from appearance

You are 39+ ........ life may begin at 40, but get real.... young at heart maybe?

missile

:wall: I give up, you can have the last word.

borosteve_2

I agree with Lisyloo, my friend is nearly blind and on a bad day cannot even SEE his tyres let alone check them! This doesn't make him a bad driver - in the past year he has only had seven accidents, thats probably less than Lewis Hamilton and he's a great driver.

carolinosourus

borosteve wrote: »

I agree with Lisyloo, my friend is nearly blind and on a bad day cannot even SEE his tyres let alone check them! This doesn't make him a bad driver - in the past year he has only had seven accidents, thats probably less than Lewis Hamilton and he's a great driver.

LOL :rotfl: