Lysasparkles debt diary.....

thepinklady

I try to limit myself to a set amount a month to spend on going out and having fun - plus the occasional treat every now and again!

Now i've started to become debt free obsessed i'm finding saving money a little easier. I tend to write everything in my own debt diary, what i've bought, the little savings i've made, how much i've paid off my debts. It really helps writing everything down.

thriftymoo

hayley_bass wrote: »

I try to limit myself to a set amount a month to spend on going out and having fun - plus the occasional treat every now and again!

Now i've started to become debt free obsessed i'm finding saving money a little easier. I tend to write everything in my own debt diary, what i've bought, the little savings i've made, how much i've paid off my debts. It really helps writing everything down.

yea i write everything down too and im def money saving obsessed! much better than being in bucket loads of debt tho!!! being a bargin hunter often helps too! good luck!

thriftymoo

woooooooo!!thank u to you guys on the snowballing thread i started asking for help you've all saved me!!!

Just snowballed my debt,,,

previously thought my debt free date was aug 2012

turns out if i keep paying what i am at the moment it will be april 2011!!! and if i pay what extra cash i have after budgeting into my debt it will be dec2010!!!

i'm gonna do my best to bring that even further forward!

thriftymoo

back to bingo-ing today... need to get past the £10 a day target..

managed to make myself a sealed tin by attacking an empty celebrations tin and christening it with two shiny £2 coins lol!

I'm taken some advice from one of martin's books and enrolled my mum as a debt buddy. I've started a spending diary (which i'll stick on here on debt buddy day - 21st of each month) and i'm gonna go through it once a month with her to see if she can suggest any money saving things for me. Hopefully this will stop me spending on stupid things too!

Anyway i've been meaning to run a car insurance quote using martin's instructions to see if i can get mine cheaper so off i go....

hypno06

Good news with the DFD coming ever nearer :j

good luck with the car insurance - mine is due next month so we have started getting quotes (using quidco of course!) this weekend.

thriftymoo

hypno06 wrote: »

Good news with the DFD coming ever nearer :j

good luck with the car insurance - mine is due next month so we have started getting quotes (using quidco of course!) this weekend.

thanks hypno! it is fab that dfd is nearer! hoping to get it closer tho lol!

my car insurance isnt due til aug but i needed to know roughly how much it would be so i could budget... luckily i'm budgeting about right! my insurance has just about halved this year coz ive had my license for 5 years yey!!

Car service is gonna be £200+ this year (pah i dont like u any more VW!) so im having to super budget lol! sick of shelling out on my car but i suppose she's worth it hehe!:A

thriftymoo

been bingoing all night and won nothing pff!

been searching thru the 'up your income' forum to try and find something new to do...need something i can do in evenings and weekends preferably online...

found emystery shopper which is similar to mystery shopping but you do it with websites. Looks pretty good so ive registered but it can take up to 28 days to get started with it...

hopefully something will turn up i want that dfd closer!!

SarahNeedle1872

Ah ha..... found it! Well done on your progress so far! Re the income.... do you do the daily clicks? Pigsback etc? There is a thread somewhere..... also a Quidco free offers thread.......

Sassamac

well done on nudging your DFD forward.

what car have you got? I love VW's, I have a Bora and used to have a Golf. My old mk 2 Golf was always patched up cheaply with second hand spares which really kept the costs down, Not so much of an option now unfortunately.

thriftymoo

SarahNeedle1872 wrote: »

Ah ha..... found it! Well done on your progress so far! Re the income.... do you do the daily clicks? Pigsback etc? There is a thread somewhere..... also a Quidco free offers thread.......

i do pigsback and was doing the clicks but found it was a lot of work for not a lot of reward unless other people know any tricks lol?!

Just joined the guardian languages site... have a skype type thing that you log onto and talk to people who are learning english to help them practise and get paid for it... just waiting for the guardian to contact me to make sure that im fluent in english lol