Transfer Cash ISAs Discussion Area

bristolleedsfan

10_66 wrote: »

It was appearing on the moneyfacts website, but it's disappeared at the moment, don't know why.

Hopefully Abbey gonna up the rate to give it an advantage over the other 6.25% variable rate Isas and Barclays higher variable rate ISA. [URL="javascript:emoticon('expat.gif')"][/URL]

turnbull

I normally move mine every year or so to get a good rate, however, I've just tried to open accoutns with Alliance & Leicester & ING Direct and both wont allow me to transfer until after 5th April when I pay in next year's allowance.

Anyone else found this? I've never had this problem in previous years. Bloody banks!

10_66

bristolleedsfan wrote: »

Hopefully Abbey gonna up the rate to give it an advantage over the other 6.25% variable rate Isas and Barclays higher variable rate ISA.

Fingers crossed!

boobbby

If you have over £9000 in an ISA why not transfer to Lloyds and get 6.5%. You wont be able to get this rate unless you leave your money in the account for one year so leave some emergency money in your existing ISA.
Bob

alastair_h

boobbby wrote: »

If you have over £9000 in an ISA why not transfer to Lloyds and get 6.5%. You wont be able to get this rate unless you leave your money in the account for one year so leave some emergency money in your existing ISA.
Bob

You can get it out (if you had too), you will loose 90 days interest though - T&C's 5.1 (not on web).

angiella

Yes have just transferred mine to Lloyds TSB. It,s a good deal for a year then you can move it again.

turnbull

Thanks folks. Lloyds looks very good. Do they charge an exit fee though? I'm surprised they don't get any mention in Martin's ISA page

setmefree2

Hi

I have a cash ISA with the Yorkshire. Can I start a new cash ISA with this years allowance without transferring previous years savings?

Many thx

SMF2

alastair_h

setmefree2 wrote: »

Hi

I have a cash ISA with the Yorkshire. Can I start a new cash ISA with this years allowance without transferring previous years savings?

Many thx

SMF2

Yes you can, you could also transfer the YBS ISA to the new one if you've found a better rate (as long as new ISA accepts transfer's in).
Meaning 2007/8's allowance. And then use 2008/9's in another with £3,600.

setmefree2

Many many thx AH