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Still not learned my lesson

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  • grace
    grace Posts: 183 Forumite
    Part of the Furniture Combo Breaker
    I try to never buy anything spur of the moment.... if I like it...I go away...come back ing a week or so and then see how I feel about it...I find that really works for me....
    BOI Credit Card = Was £3500.00 Now £0.00
    GE Capital Store Card= Was £1800.00 Now £0.00
    GE Capital Store Card = Was 1300.00 Now £0.00
    Credit Union Savings Now £200.00 :T
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'd never heard of Yankee Candles until people on here were talking about them, then I went to the village pharmacy last night and there is a HUGE display of them all marked down in price! Not even a fancy chemist either, but for anyone in the Cleveland area who wants these things, Marske pharmacy on the square have hundreds of them at reduced prices in the back amongst the wierd reduced christmas decorations and big glass perfume bottles
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    grace i'm ususally the same that's why i am still smarting at myself but the visa has not left the envelope so it's so far so good...now im off to search aa route finder for a route to cleveland lol
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Hi el
    That's the trouble with cashback cards they come with built in justification.
    How about you make yourself up a conversion card-ie £50= 10 hours of night-shift that kind of thing. Keep the list celotaped to the card=a last line of defence !!
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    you know i think that might help me will do it thanks duchy ...when i eventually take this card out of the envelope i'm gonna get some queer looks lol
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    right ive done it..i have wrapped the amex visa in two post it notes sellotaped it so much i am gonna need to cut it with a pair of scissors in order to get the thing out and written in big purple letters "FOR EVERY FIFTY POUNDS £50 YOU SPEND IN THIS CARD YOUR GONNA NEED TO WORK A NIGHT SHIFT TO PAY IT OFF .DO YOU WANNA DO THAT?" on both sides then put it back in the envelope and sellotaped that as well ...hopefully that should work lmao ...thanks again duchy and eveyone
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Congrats Elantan, sounds like you're really determined! Things seem to be creeping back on my credit card with my OH out of work, and bills needing to be paid :( Plus I had to get some new glasses, so in total I think I've paid off about £280 of debt this month, once I cancel out the money onto the mastercard vs the money off my family loan and next account. Really annoyed, wanted it to be more, and when i'm dissapointed I tidy, and that inevitably seems to involve me buying things to tidy into. Never ever going to learn :confused:
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    yep been there done that too i have so many new bright shiny boxes that are meant to be filled with useless pieces of paper but somehow still lie around in thier packaging ...or maybe that's just me
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hey, El, how's things with you.....no more candle buying I trust.......:p
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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