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Egg Policy Change ?
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http://news.bbc.co.uk/newswatch/ukfs/hi/newsid_3950000/newsid_3955200/3955223.stm
Your score with Egg possible hasn't changed either (but see below.) They've just moved the limit up on which they're prepared to accept/keep customers.
And with YB's comment in mind - the CRA's 'scores' are not derived in the same way that the credit card companies do it. Specifically there is no such thing as a single 'credit score,' that is common between lenders.
The fact that the CRA's can't even agree on a common score for a given person is testament to this.
Another thing that might have happened is that Egg have changed the formula /they/ use to derive a score, and your score with them has moved down.
-o I am humble -o You are attention seeking -o She is Nadine Dorries
Receiving a letter that stated ...we have been reviewing your account details and given the current financial constraints facing our company we are unable to continue to operate you accounts as it is not finacially viable for us to do so....therefore we are closing you account.
Not a problem with that at all BUT receiving a letter suggesting that I am a financial risk....when GODS HONEST TRUTH I am not...is totally unacceptable and offensive.
I have registered mine!
In most cases this will have nothing to do with your credit rating.
http://news.bbc.co.uk/newswatch/ukfs...00/3955223.stm
I too have complained.
I think there is a bad egg around here. Sorry couldn't resist it.
I think that it is terrible. At the moment we even have a £10 credit on the account.
No they don't get nothing back.
They charge retailers every time you use your card.
They charge you commission (hidden) if you use it abroad.