We are being evicted, some advice please...... the date has arrived......

blue_monkey_2

Thanks guys, Wol will mail you back tomorrow. xx

PandaPants_2

This may already have been suggested, i didn't have time to read the entire thread. But could you not buy the house from your mother?

blue_monkey_2

Hi PP,

We did cover all of this, we have tried every option going, there is nothing. I am prepared to move within the council district, but not any further than that because my husband would not be able to get to work and we would lose our support network and have to change health authorities/schools dealing with my son - diagnosed with behaviour problems and on the Autistic Spectrum.

If we could buy then we would have done before now as this has been going on since November, it is just so expensive around here, can't even afford a 1 bed flat - and that is not being picky because of posh areas etc... but because we can only get a mortgage of 75k. I have to say that my mothers house is up for sale cheap as it has no fixed heating and needs a few bits doing to it. It's price? 250k!! We would have to move to the North to by something costing 75k and then we would not have jobs so would not get a mortgage anyway as my husband would have no job. 75k would not even buy a caravan in the South East now, let alone bricks & mortar!!

That is the sad state of affairs today, we cannot rent, we cannot buy and we are the 'average wage earners' you keep on earing so much about. There are going to be many more people like us in the near future, people who do have squeaky clean credit reports and those who do not have 6 months deposit to put on a property plus a deposit if we have bad credit to be able to rent somewhere. No guarantors, no people to lend us money, no family to help out and give us the deposits/rent/release the equity in their homes. We do not even earn enough to be able to rent a property in the private sector at £750 a month as hubby does not take home enough money (the council tell me that LA are expecting an executive wage!!). So what else do you do?

mumoftwins

Hi Bm,

You are totally right in what you have said in your post above - this is exactly what I found when I was looking around for private rentals. I was told that to rent privately I needed to bringing home 2.5 times the monthly rental which for me, needing a 3 bed house, meant a take home pay of £2700:eek: which would mean a gross salary of nearly £60,000!!!!!!!!!! It is absolutely dreadful to be in this situation and something has to be done to help folk like you and I.

MummyHol

BM & MofT- i agree completely!

If i was earning the amount of money they say i need to rent privately, i would just get a mortgage & buy something!! The World has gone mad! (or maybe its just the UK?)

windswept

I can't understand why the elderly aren't being offered incentives to go from 3 bed houses into retirement bungalows etc. Its actively encouraged in this area of Staffordshire, in fact a HA retirement village is being built at the moment, virtually on my doorstep.
I find it obscene that a single person or a couple can live in a 3 bed house while families with much greater need, like yourselves, have to suffer all the stress of waiting , like you say, for someone to drop dead.
There must be dozens, if not hundreds of houses being occupied by the elderly. I remember my hubby's grandma moved from a 2 bed council house to a lovely little bungalow, far easier to look after than a house and cheaper to run also.
Is shared ownership not even an option?

mumoftwins

windswept wrote: »

I can't understand why the elderly aren't being offered incentives to go from 3 bed houses into retirement bungalows etc. Its actively encouraged in this area of Staffordshire, in fact a HA retirement village is being built at the moment, virtually on my doorstep.
I find it obscene that a single person or a couple can live in a 3 bed house while families with much greater need, like yourselves, have to suffer all the stress of waiting , like you say, for someone to drop dead.
There must be dozens, if not hundreds of houses being occupied by the elderly. I remember my hubby's grandma moved from a 2 bed council house to a lovely little bungalow, far easier to look after than a house and cheaper to run also.
Is shared ownership not even an option?

Windswept - your signature had me in hysterics - thank you !!!!!

blue_monkey_2

Hi Windswept,

No, we don't earn enough for shared ownership either - about 6 years ago we was sent some literature for SO and a 2 bed valued at £178k needed us to have an income of 28k which we did not have. The prices now are more like £270k for a 3 bed *sigh*. The council have seen our finances/bank statements and nothing has been offered to us in the way of SO or deposit bonds (but this is because my son is AS and so they fear they might lose it). The council was stunned when I told her how much the Letting Agent told me we had to being home if we wanted to rent.

As I sit and look out of the window here I can see 8 3 bedroom council houses (more on the estate but this is whatI can see) and 2 of them are occupied as they should be, the rest have 1 person or an elderly couple in. The rest in the village are pretty much the same - people moved in with families in the late 40's and we are lterally waiting for them to 'pop their clogs'. I tried to see if the local councillor could get the bloke over the road (late 40's) to give that house up so we could have it and the council house him in the 2 bed he WANTS (note: WANTS) but they won't, so he stays in the house.

blue_monkey_2

Had a letter today from my MP, the council have written to him saying that we can 'choose from the Choiced Based lettings list' with our points or when the date for eviction comes we will be dealt with as the Homeless department!!

Wol2

Hi BM

How are you diddling today? Bit concerned for you in view of fast-approaching events.

What are the implications of your last post?

I think your thread needs a bump!!

Here to offer hugs and support ...email or ring me if you want.

Much love
Wol2
xxx