Wots your current portfolio spread ?

purch

Hey guys I have just made a radical portfolio change !!

24 hours and 28 minutes.........:eek:

............the guy's a Warren Buffet in the making:rotfl:

wombat42_2

Liz_the_Whizz wrote: »

ooooooooooooeeeeeeeeeeerrrrrrrrrrrrrrrrrrrrrrrrrrrr Wombat

I know I said Allianz BRIC was one of my favourite funds of last year but I didn't mean switch the whole lot.

There's a brilliant article on the Morningstar website at the mo about investment do's and don'ts for 2008. It's based on a book by Jason Zweig about neuroeconomics, and explores how the human brain can get addicted to high risk investments.

http://www.morningstar.co.uk/UK/Funds/article.aspx?lang=en-GB&articleID=54455&categoryID=13

It suggests creating a "mad money" account of no more than 10% of you total portfolio where you can follow your whims while leaving the rest of your assets invested for the long-term in a more rational manner.

Something to think about, even with your cash cushion. The minute you go into a fund I'm in, it makes me nervous;) .

Yes so if it all tanks it will all be your fault

You are talking to someone who invested 100% in China for a period last year so BRIC isnt as scary as that. One motivation is that US/UK and Europe are in a bad way because of credit crunch woes and BRIC is one way to try to avoid that.

Anyway - wheres your portfolio spread then :mad: I will rip it apart for you.:cool:

You neednt be that nervous. Inspite of all the changes i made last year I still did better than most.

Also i am not addicted to high risk per se - for example I have avoided investing directly in commodities as the volatility freaks me out.

Murphy_The_Cat

wombat42 wrote: »

Yes but there was also 8.6% in Hong Kong and Hong Kong is a conduit for western investors into China. Also that is old info - Sept 2007. I think the guy is putting most into Russia at present. Country allocations are dynamic. China could have corrections just like anywhere else.

Fair comment.
Fair comment
Fair comment & err
Fair comment

This may be a bit more upto date, and seems to show that China & Hong Kong are currently getting about 17.5% spent on them.
Here's a historical breakdown of where Allianz BRIC has spent your/our/my money.

TBH, whatever they've done, I hope that they can keep doing it !

wombat42_2

Murphy_The_Cat wrote: »

Fair comment.
Fair comment
Fair comment & err
Fair comment

This may be a bit more upto date, and seems to show that China & Hong Kong are currently getting about 17.5% spent on them.
Here's a historical breakdown of where Allianz BRIC has spent your/our/my money.

TBH, whatever they've done, I hope that they can keep doing it !

Well they are overdue for a quarterly allocation update - I guess it will be available very soon. But I did read an article online dated late December sayiing that the manager was putting most into Russia for now.

Liz_the_Whizz

OK, hot off Trustnet, here's my sector allocation:

Specialist 20%
Asia Pacific ex Japan 18%
UK All Companies 16%
UK Bond 16%
UK Equity Income 14%
Europe ex UK 10%
Global Growth 3%
Global Emerging 3%

My Specialist category pushes up my Global Emerging as it includes my specialist Latin America, Russia, India and Africa funds.

So I'm investing above my risk profile, but I had to put the money somewhere when I bailed out of property before it nose-dived, and I still don't feel any great wish to go into Japan or North America, the other traditional sectors where I have negligible investments. But I still have a good chunk in more traditional markets.

I wish you well with your chosen fund - I'm rooting for it too :cool: .

wombat42_2

Liz_the_Whizz wrote: »

OK, hot off Trustnet, here's my sector allocation:

Specialist 20%
Asia Pacific ex Japan 18%
UK All Companies 16%
UK Bond 16%
UK Equity Income 14%
Europe ex UK 10%
Global Growth 3%
Global Emerging 3%

My Specialist category pushes up my Global Emerging as it includes my specialist Latin America, Russia, India and Africa funds.

So I'm investing above my risk profile, but I had to put the money somewhere when I bailed out of property before it nose-dived, and I still don't feel any great wish to go into Japan or North America, the other traditional sectors where I have negligible investments. But I still have a good chunk in more traditional markets.

I wish you well with your chosen investment fund - I'm rooting for it too :cool: .

Sounds quite sensible. As i said before, I intend to lock in some gains by taking some cash if I can. Also because I have decent cash reserves already, I can leave it alone for years if necessary.

[Deleted User]

I sold all stocks a few days ago. My portfolio is now cash, gilts (bought when they had a yield around 5%) and ns&i index linked certs, bought over the last 3 years

Liz_the_Whizz

wombat42 wrote: »

Sounds quite sensible.

That's me to a tee

So sensible, I've just been made a Money Saving Stalwart.

Aegis

Wow, your collective volatility must be through the roof!

wombat42_2

Murphy_The_Cat wrote: »

To date, no, not particularly as its spread across several types of funds and geographically as well. Plus, its only relatively young - I transferred my ISA from a dull as ditchwater, going nowhere ISA fund earlier in the year (which has since dropped badly).
I think that I'll need to take a cold hard look at myself before I transfer my Cash ISA money across into a S&S Isa in April.

You must be sure you have a good cash reserve before you get into risky stuff or even any S&S. Depends on amounts and circumstances etc but roughly you should have enough cash to live on for at least a year as a minimum without having to sell your S&S, should any income suddenly dry up.