Wots your current portfolio spread ?

angioma

I shall put my head above the parapet and be prepared to be shot down because of the "all eggs in one basket" my portfolio represents. I will be honest and say that I have invested in income funds because I need it to supplement my pension and part time earnings, and I do accept that these may not be the best for providing income. Anyway, here goes:

25% Invesco Perpetual Income
25% Invesco Perpetual High Income
12.5% Jupiter Income
12.5% Rathbone Income
12.5% Standard Life Equity High Income
12.5% Schroder UK Mid 250 - the only non-income fund and the worst performer!

pbw

18% in Cash ISAs
12% in Regular Savings
67% in online easy access account with monthly interest
3% in current account

so basically all in cash, never been interested in stocks and shares or investments really

cloud_dog

Ok, I'll dip my toe.............

This is just my investment portfolio and does not include savings or SIPPs:

• 4.5% Gold (commodity)
• 4.5% Silver (commodity)
• 38% Cash
• 14% Oil equities
• 11% precious metal equities
• 23% base metal equities
• 5% other resource equities

Soooooooooooo, pretty heavy into commodities / resources atm

cloud_dog

Franko43

Hi All

M&G Recovery Fund £1K
Invesco Perp High Income £2K
Neptune Russia £1K
Neptune China £1K
UK High Income £1K
European Property £1K
Cash ISA £3k

Fairly balanced I think, might look at another BRIC's fund to spice it up a bit.

steve_IOW

Hi My Portfolio is:
Cash Isas 23K
1 ARTEMIS EUROPEAN GROWTH 1K
2 ARTEMIS INCOME 1.5K
3 FIDELITY EUROPEAN 1K
4 FIDELITY MONEYBUILDER BALANCED 1K
5 FIDELITY MONEYBUILDER GLOBAL 2K
6 FIDELITY MONEYBUILDER GROWTH 4K
7 FIDELITY MONEYBUILDER UK INDEX 1K
8 INVESCO PERP HIGH INCOME 2K
9 INVESCO PERP MTHLY INC PLUS 12.5K
10 JUPITER UK GROWTH 1.5K
11 NEPTUNE GLOBAL EQUITY A 1k

All Funds in Isas and Peps.

Reason for boring choices?;) I'm already retired.

wombat42_2

Hey guys I have just made a radical portfolio change !!!!

:j :j :j :j :j :j :j :j :j :j :j :j :j

It is now:

70% Allianz BRIC fund (Brazil, Russia, India, China)
30% cash

http://www.h-l.co.uk/fund_research/security_details/sedol/B0WDH72.hl

I still regretted bottling out of China and now I am 25% back into China and the prospects for big gains are promising for Brazil, Russia, India, China. If one of them bombed it wouldnt be a disaster as it would only be 25% of the portfolio.

Another motivation is that I am as far away from credit crunch woes as possible.

I think the resource sector is too volatile for me but obviously there are resource stocks in the BRIC fund. Much of the growth of Brazil and Russia is resource driven.

If i get some good short term rises ai will lock in some gains by taking some cash.

Aegis

wombat42 wrote: »

Hey guys I have just made a radical portfolio change !!!!

:j :j :j :j :j :j :j :j :j :j :j :j :j

It is now:

70% Allianz BRIC fund (Brazil, Russia, India, China)
30% cash

http://www.h-l.co.uk/fund_research/security_details/sedol/B0WDH72.hl

I still regretted bottling out of China and now I am 25% back into China and the prospects for big gains are promising for Brazil, Russia, India, China. If one of them bombed it wouldnt be a disaster as it would only be 25% of the portfolio.

Another motivation is that I am as far away from credit crunch woes as possible.

I think the resource sector is too volatile for me but obviously there are resource stocks in the BRIC fund. Much of the growth of Brazil and Russia is resource driven.

If i get some good short term rises ai will lock in some gains by taking some cash.

I told you it would only be a matter of time before you gave up on your Global Equity trend and started out on another

There was no way you were ever going to be sitting still for 10 years in those funds!

Murphy_The_Cat

wombat42 wrote: »

I still regretted bottling out of China and now I am 25% back into China and the prospects for big gains are promising for Brazil, Russia, India, China. If one of them bombed it wouldnt be a disaster as it would only be 25% of the portfolio.

I don't want to rain on your parade too hard, but the BRIC fund currently only has 14% in China
but at least it is something. Brazil is currently the big boy with 27.1%

wombat42_2

Murphy_The_Cat wrote: »

I don't want to rain on your parade too hard, but the BRIC fund currently only has 14% in China
but at least it is something. Brazil is currently the big boy with 27.1%

Yes but there was also 8.6% in Hong Kong and Hong Kong is a conduit for western investors into China. Also that is old info - Sept 2007. I think the guy is putting most into Russia at present. Country allocations are dynamic. China could have corrections just like anywhere else.

Global funds are so yesterday.

Liz_the_Whizz

ooooooooooooeeeeeeeeeeerrrrrrrrrrrrrrrrrrrrrrrrrrrr Wombat

I know I said Allianz BRIC was one of my favourite funds of last year but I didn't mean switch the whole lot.

There's a brilliant article on the Morningstar website at the mo about investment do's and don'ts for 2008. It's based on a book by Jason Zweig about neuroeconomics, and explores how the human brain can get addicted to high risk investments.

http://www.morningstar.co.uk/UK/Funds/article.aspx?lang=en-GB&articleID=54455&categoryID=13

It suggests creating a "mad money" account of no more than 10% of you total portfolio where you can follow your whims while leaving the rest of your assets invested for the long-term in a more rational manner.

Something to think about, even with your cash cushion. The minute you go into a fund I'm in, it makes me nervous;) .