Questions about Balance Transfers

themurph

Hi,

I have a credit card that pays me rewards for using it. Can I balance the transfer to a new card, spend some more on the original card to gain the rewards, then transfer the new balance I amass to the new card within the 60 day limit?

(i.e. can I transfer 2 balances from 1 card at seperate times within a 60-day time frame?)


Thanks in advance.

paren_tanna

Hi,

Will I still qualify for a half BT fee offer which ends at 23:59 on 13 Aug 2012 if I have already applied for the card but not yet transfered my balance?

Thanks for your help.

eelscla

We have just been approved for a NatWest 0% 13 month credit card, and wanted to transfer the balance from our MBNA card. However, Natwest are claiming that this kind of credit card doesnt exist, so we are unable to do this. Has anyone else had this problem and can they do it??? The MBNA number starts with 4501 96

grumbler

According to Wiki it doesn't exist either:
http://en.wikipedia.org/wiki/List_of_Issuer_Identification_Numbers

However, I admit that Wiki is not the last instance.

KentishMaid

Hello,
This may seem like a daft question but can 0% Balance Transfers relate on from one credit card to another?
In other words, is it possible to transfer a debt from a mail order company to a credit card on 0% terms?
Thanks

nayvie

:)hi.
i have a £970 overdraft with barclays.
what is the best deal to pay this off?
should i get a loan or credit card?
and which one?
thanx.

DebtFree777

Hi all,

Really not good with this forum stuff so apologies if this query is in the wrong thread or doobury-whatsit-thingy-ma-jig...

I have just found out that my credit score is 'fair' but has 1 significant negative namely, that I'm using too much of my existing credit so am deemed a higher risk to lenders.

I am therefore looking at ways to consolidate my debts; repair my credit rating and do some serious reduction damage to my debts but need to do this as cheaply as possible.

My Mum has been offered a 0% balance transfer offer from a Cred/C co. and I was wondering if anyone could answer the following quetsions:

a) would i be able to shift my debt to my Mum's 0% deal and I (of course wld set up dir/deb to pay off)- would the bank allow that?

b) how would this affect my Mum's credit rating?

c) any alternative solutions?

I have enquired about a personal loan but rates are high and with my credit rating as it is I don't want to risk applying for credit outright.

Thanks in advance all...

KentishMaid

KentishMaid wrote: »

Hello,
This may seem like a daft question but can 0% Balance Transfers relate on from one credit card to another?
In other words, is it possible to transfer a debt from a mail order company to a credit card on 0% terms?
Thanks

Just bumping for info, please.
If this option isn't possible can anyone recommend the cheapest way to clear a mail-order debt?
Thank you

grumbler

The only way to clear a debt is to pay it off.

For transferring it see Super transfers

DAF95

Is there a card company that will accept customers with low income?