Which bank do you use for your main account?

Barkin

Meanwhile, in the real world most people have an account which they use for their income and for their automated payments. They might have one or two other accounts for one reason or another.

In my 'real world' of people I'm well enough acquainted with to know such things, people have a single account that they use for everything.

People posting here are the weirdos 🤣

EarthBoy

Lloyds (including Halifax and Bank of Scotland)

https://forums.moneysavingexpert.com/discussion/comment/82094601#Comment_82094601

I get paid into one account, all my monthly bills come from a second account, at a different bank, and I use a third account for my day to day spending.

Which one would you class as my main account?

ChirpyChicken

Other

Coventry Building Society since about 1997 when I started at coventry and use cash back card for day to day spending..

mta999

I also have separate bank accounts for income and payments

my salary comes into an account with one bank (HSBC) and a standing order is set up to pay an amount over to a completely different bank (Lloyds) from which my direct debits such as council tax come out

GeoffTF

https://forums.moneysavingexpert.com/discussion/comment/82094601#Comment_82094601

That definition does not work if you have more than one salary/pension and have them paid into different accounts. I have my state pension paid into the Skipton, because it is paid on a different day each month and the Skipton gives me email alerts when it arrives, whereas Santander does not. It also earns interest in the Skipton from day 1, and provides me with an emergency income stream if Santander goes belly up.

GeoffTF

https://forums.moneysavingexpert.com/discussion/comment/82094712#Comment_82094712

I also use a current account with a separate bank for day to day spending. It is very lean pickings if the card for that account gets stolen.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82094601#Comment_82094601

I don't have a salary or pension. My DD's are spread around different accounts to qualify for perks or for future switching purposes.

MSE is probably not the best place to ask the OP's question, if there is a genuine interest in popularity of the different banks. The responses are unlikely to represent the population as a whole.

jimjames

Lloyds (including Halifax and Bank of Scotland)

https://forums.moneysavingexpert.com/discussion/comment/82094649#Comment_82094649

You're absolutely right. I would guess people with multiple accounts are a very small fraction of the population from conversations with friends and colleagues

Rob5342

Monzo

https://forums.moneysavingexpert.com/discussion/comment/82094948#Comment_82094948

I would think that is probably the case. Most people I've spoken seem to regard opening or switching a current account as a huge change rather than a trivial day to day task like I do.

oldagetraveller1

Lloyds (including Halifax and Bank of Scotland)

"How often did you use the branch?"

Not that often, but it was always busy when I did.

I had an occasion, 18 months ago, when using the/a branch was necessary. I had an Executor Account which Lloyds converted to a Classic account for which I then needed online banking access (yes, a bit of a contradiction!).

That could only be done in branch (excellent personal service at the time rather than communicating with some useless AI bot). If that scenario had occurred now it would mean a 30 miles round trip to the now nearest branch.