Best Balance Transfers Discussion Area

flyingflea

Why isn't 118118 Money mentioned in the Best Buy list? I see it was updated today so should have included it. It has no balance transfer fees and foreign transaction fees with interest-free period on cash and purchases.

D3xt3r5L4b

flyingflea said:

Why isn't 118118 Money mentioned in the Best Buy list? I see it was updated today so should have included it. It has no balance transfer fees and foreign transaction fees with interest-free period on cash and purchases.

It’s a sub-par credit card.

And probably doesn’t fit with MSE’s affiliate program

mcpitman

flyingflea said:

Why isn't 118118 Money mentioned in the Best Buy list? I see it was updated today so should have included it. It has no balance transfer fees and foreign transaction fees with interest-free period on cash and purchases.

Pretty poor offering, no monthly fee now, is that the business name or the APR?

D3xt3r5L4b

If the provider allows you to have more than one card with them then yes. 

lhsecons

kebl2825 said:

D3xt3r5L4b said:

If the provider allows you to have more than one card with them then yes. 

Obviously, that's what I have asked. Do you have an answer?

I tried to do this with Sainsbury’s when I bought a car, having previously used up my 0% on my existing card with them. They won’t let you have a 2nd card. I don’t know about the other 2.

Dandytf

Is it unsensile if I were to transfer 250 pouds from Tesco (27.5%) to existing Chrome (26%) 
Chrome has current 1600 Balance, have an offer of 0% 6 months balance transfer.
I wouldn't be able to pay  combined balance in 5 or 6 months.
Though can make attempt at 250.
Is this going to be more expensive after 6 months when my past purchases of 1600 will be repayable 1st.
Though Tesco would be 150 rather than 400 and could be cleared mid 2021.

D3xt3r5L4b

kebl2825 said:

D3xt3r5L4b said:

If the provider allows you to have more than one card with them then yes. 

Obviously, that's what I have asked. Do you have an answer?

Have you checked with/asked your existing lenders?

No one else can answer that but them. 

D3xt3r5L4b

Dandytf said:

Is it unsensile if I were to transfer 250 pouds from Tesco (27.5%) to existing Chrome (26%) 
Chrome has current 1600 Balance, have an offer of 0% 6 months balance transfer.
I wouldn't be able to pay  combined balance in 5 or 6 months.
Though can make attempt at 250.
Is this going to be more expensive after 6 months when my past purchases of 1600 will be repayable 1st.
Though Tesco would be 150 rather than 400 and could be cleared mid 2021.

I think you need to asses your financial situation as a whole?

Aren't you on a DMP?

Have you spoken to your DMP manager about all of this?

Gonzoid

Sorry in advance for leaving the subject
But how do I stop receiving updates to this thread?

D3xt3r5L4b

Gonzoid said:

Sorry in advance for leaving the subject
But how do I stop receiving updates to this thread?

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