Best Balance Transfers Discussion Area

[Deleted User]

It will pay off the highest rate debt.

CAndrew

Daggo87 wrote: »

Anybody take up the HSBC 32 month 0% 1.4% fee from here that claimed here would be a £25 cashback through MSE link?

I did and am struggling to get HSBC to honour it. Anybody else been successful or had same issue? The deal is not on here anymore but wasn’t long ago it was.

Like you, I was wondering about my Cash Back and could no longer find the relevant page on MSE.
I took out my HSBC Credit Card on Jan 14th and finally received the £25 Cash Back on May 31st - I didn't have to chase HSBC for it.

martindevon

I contacted them by email they tried to get me to call them .I declined and told them i want reply in writing. I was advertised on thier web site you did not need to use link to get it. I had to chase first direct in past for similar issue. will keep at them

thewad

My wife has just got the BC 0% for 20 months card...when transfers her balance from her other card she will still have plenty left....can she balance transfer my card too.

Davoe

Hi
I have just had a promotion through of a cash advance at 0% fee for 18 months 1.9% fee. Has anyone got any idea if I can pay off the debt on the card with the same card offering the cash advance? I assume it will pay off the highest rate first?

[Deleted User]

Payments always go to the highest rate debt (as long as they have statemented, on most cards).

Davoe

Do you think that It will work? , ill have to put it through a current account

[Deleted User]

You always need to do that with money transfers.

You then simply pay it from your current account into wherever you want.

Fingerbobs

The article advises opening a Cash ISA with £1 or a fixed-rate savings account with £500 to qualify for the 0% Balance Transfer Card.


The ISA option is useless if you want to fund another Cash ISA this tax year, as funding this one with £1 will block you from funding any others, and £500 is a lot to tie-up at a fairly low interest rate.


Why not just open an Instant Saver with £1 instead?

sparkytim

Hi
My wife has two store cards, one with M&S and one with Dorothy Perkins.


She got a credit card from Lloyds with free balance transfers and free purchases and used this to transfer the balance from M&S ok but was unable to do the other.
After speaking to the bank they said it was because the Dorothy Perkins card was not visa or MasterCard which is strange as neither was the M&S which they accepted.
Contacted New Day who run the Dorothy Perkins card and asked if she could pay the balance over the phone using her credit card but they refused.
Any suggestions please?