Best Balance Transfers Discussion Area

molley

stressedmummy2 wrote: »

i have over £4000 on one card and cannot find a card to transfer wholw balance over to one card.... what shall i do spilt it on two cards ???:o

If you can find or already have the 2 cards then why not .

JHdragon

Yesterday I completed a balance transfer as my previous 0% offer was coming to an end. The offer on the new card is 2.95% for 2 years.

In today's post I've had a mailshot about a new 0% offer on the original card, available until 1 July. Can I transfer straight back or is there a minimum period I have to be on the 2.95% offer? I can't find anything in the small print to prevent me changing straight back?

molley

JHdragon wrote: »

Yesterday I completed a balance transfer as my previous 0% offer was coming to an end. The offer on the new card is 2.95% for 2 years.

In today's post I've had a mailshot about a new 0% offer on the original card, available until 1 July. Can I transfer straight back or is there a minimum period I have to be on the 2.95% offer? I can't find anything in the small print to prevent me changing straight back?

I'd imagine you could , incurring fees again of course . Who was this with if I can ask

Katalicious

Hi guys, I'm new so I hope I'm using the forum correctly!

I have a credit card with Mint that I have had for years, I'm looking to finally start paying it off however, I've tried applying for different cards in my name but I think a few black marks while I was at uni has affected my rating.

My husband can get a credit card but the credit limit is only £500 and my old credit card has a balance of £1200, is there any possible way to transfer SOME of the £1200 balance or can anyone recommend another solution? The interest I am paying on my old card is terrible and I grudge the amount of interest I am paying!

handbagsusd

i am using yourspay credit for my shopping website

mbroma

Last year i transferd my credit card balance to virgin as the were offering 0% until october this year . Received a letter from virgin today offering me 0% until june 2013 ,so the question is can i transfer the balance on my virgin card to another card then transfer it back again to take advantage of the new 0% offer ? any advice apprecieted thanks .

molley

mbroma wrote: »

Last year i transferd my credit card balance to virgin as the were offering 0% until october this year . Received a letter from virgin today offering me 0% until june 2013 ,so the question is can i transfer the balance on my virgin card to another card then transfer it back again to take advantage of the new 0% offer ? any advice apprecieted thanks .

Dont see why not so long as the cards are not " owned" by the same company... you will incur fees of course so you need to take that in to account.

StuC75

mbroma wrote: »

Last year i transferd my credit card balance to virgin as the were offering 0% until october this year . Received a letter from virgin today offering me 0% until june 2013 ,so the question is can i transfer the balance on my virgin card to another card then transfer it back again to take advantage of the new 0% offer ? any advice apprecieted thanks .

Virgin \ MBNA have superbalance tfrs to bank account, so can transfer cash out then pay that back (that way only one set of transfer fees)... so as longs as sufficient CL to cover the period of 2 transfers on the account..

weeowens

#4075 by jbpblogger

Passed to admin.Please click spam :-)

mbroma

StuC75 wrote: »

Virgin \ MBNA have superbalance tfrs to bank account, so can transfer cash out then pay that back (that way only one set of transfer fees)... so as longs as sufficient CL to cover the period of 2 transfers on the account..

ok thanks but dont quite get what suberbalance transfer is.