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  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Could the electoral role be an address formatting issue. E.g. "Flat 3, ABC House, XYZ Road" being different to "ABC House, 3 XYZ Road".
    Have you got an address that might be confused like this, or is it simply a house number and road with a matching postcode?

    (And I agree about caps-lock!)
  • molley
    molley Posts: 528 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Could the electoral role be an address formatting issue. E.g. "Flat 3, ABC House, XYZ Road" being different to "ABC House, 3 XYZ Road".
    Have you got an address that might be confused like this, or is it simply a house number and road with a matching postcode?

    (And I agree about caps-lock!)

    That's a thought .I know that I have had issues in the past buying a mobile phone and it was down to me giving my address as 28 Xxxxxxxx St when the ER shows it as Flat 2/2 28 Xxxxxxxx St .I rarely use the Flat position as my name is on the door .
    To OP.Check the ER and write down exactly how your details are shown .
  • Does anyone know how long I have to switch my balance to an Abbey 0% offer if I don't do it immediately upon application?
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    richardt84 wrote: »
    Does anyone know how long I have to switch my balance to an Abbey 0% offer, if I don't do it immediately upon application?

    The current deal offers you 0% for 9 months from account opening but, irrespective of
    what's stated here or anywhere else, it's the credit agreement you signed with Abbey
    which counts ;)
    People who don't know their rights, don't actually have those rights.
  • molley
    molley Posts: 528 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Moggles wrote: »
    The current deal offers you 0% for 9 months from account opening but, irrespective of
    what's stated here or anywhere else, it's the credit agreement you signed with Abbey
    which counts ;)

    Yes but thats the length of time you get at 0% . What he was asking was how long he has to transfer a balance to his new card .It might only be a month .
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    molley wrote: »
    Yes, but that's the length of time you get at 0%. What he was asking was how long he has to transfer a balance to his new card. It might only be a month.

    You seem to have misread my post. There's no time limit in this case.

    That said, things change over time. I would advise the OP to check their paperwork to make absolutely certain it's the same as the deal currently advertised ;)
    People who don't know their rights, don't actually have those rights.
  • molley
    molley Posts: 528 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Moggles wrote: »
    You seem to have misread my post. There's no time limit in this case.

    That said, things change over time. I would advise the OP to check their paperwork to make absolutely certain it's the same as the deal currently advertised ;)

    Richardt84 asked

    "Does anyone know how long I have to switch my balance to an Abbey 0% offer, if I don't do it immediately upon application?"

    and you replied

    "The current deal offers you 0% for 9 months from account opening but, irrespective of what's stated here or anywhere else, it's the credit agreement you signed with Abbey
    which counts "

    I can't see how that answers his question
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    molley wrote: »
    Richardt84 asked "Does anyone know how long I have to switch my balance to an Abbey 0% offer, if I don't do it immediately upon application?"and you replied "The current deal offers you 0% for 9 months from account opening but, irrespective of what's stated here or anywhere else, it's the credit agreement you signed with Abbey which counts "I can't see how that answers his question

    The current deal is 0% for 9 months from account opening
    not 0% for 9 months from account opening on BTs made within X days or weeks.
    People who don't know their rights, don't actually have those rights.
  • molley
    molley Posts: 528 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Moggles wrote: »
    The current deal is 0% for 9 months from account opening
    not 0% for 9 months from account opening on BTs made within X days or weeks.

    Right but it wasn't clear from the way you answered before that was what you meant . Even the Abbey site doesn't make it entirely clear but I presume this has been verified somewhere.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    molley wrote: »
    Right, but it wasn't clear from the way you answered before that was what you meant . Even the Abbey site doesn't make it entirely clear, but I presume this has been verified somewhere.

    The Abbey site looks clear and unambiguous to me :confused:
    People who don't know their rights, don't actually have those rights.
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