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Joyful July's No-Spend Days Challenge!
Comments
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One for me today, I had to pay parking for a medical appointment but I'm not counting that.
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60002 -
Not one today.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Sorry for the late check-in - I’m ending the month on 18/15 NSDs
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Total for July 15/15. Yesterday was a NSD but today isn't. Reached target but didn't beat it.
Target is 15 for August.
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £12
Emergency fund Current total £405.31/£500
Pay off by Xmas 2026 Current total left £594.85/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs 21/20 June 2026 NSDs 18/20 July 2026 NSDs 15/15
August NSDs 10/15 so far
Decluttering 365 items 50/3652 -
July totals updated here
1 -
August 2026 NSD targets
beanielou 19
cathybird 15
crazybeautiful 15
Deb 4 15
Dizzycap 10
Doris17 10
Honeysucklelou2 10
InDebtEnby 13
KajiKita 20
laurenh1 18
LittleMissDetermined 20
loopylupin 14
Mamma2004 16
OptimisticSaver 15
Paperback Writer 15
Pinkpieuni 10
QueenJess 15
Rupacomp 13
Sallyp2 18
Soontobeoap 10
Tenar15 10
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10🌞 🌞 Everyone welcome to join! 🌞 🌞
3 -
One final one today
Current No Spend Challenge: 5/13
2025 No Spend Days: 99/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302
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