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Joyful July's No-Spend Days Challenge!
Comments
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One for yesterday, finally!
Current No Spend Challenge: 9/13
2025 No Spend Days: 89/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
July totals updated here
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Another NSD, I bought petrol so classing that as a necessity spend.
That’s 12/12 hit target, it’s felt tough this month.2 -
Another 2 NSD for Monday and Tuesday taking me to 14/15
Make £2026 in 2026 #19
February NSD1 -
Definitely not one yesterday (paid for friends' food as we invited them out for it) - this month is proving to be more difficult than I thought it would! 😕
Declaring early and FIRMLY for today! 😉🤣
KK
As at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2026 as @ 20th July.
Produce tracker: £180 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One for yesterday & one for today.
Used my English Heritage pass yesterday for a free day with the kids, going no where today.
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One for today
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
July NSD challenge 11/10
July AFD challenge 1/142 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.2 -
The 12th, 22nd and today have been NSDs making 4/10 so far this month.
paydbx2026 #19 £2324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.172 -
sadly not today, takeaway coffee was too tempting
2
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