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Joyful July's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 10,595 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    One today 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 59 books of target 52 in 2026 as @ 15th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 10,595 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/82085049#Comment_82085049

    I can understand that being frustrating and it does create a little bit of friction for me to check what my score month to date is, but the accountability and support here is way more important 😉😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 59 books of target 52 in 2026 as @ 15th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,899 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Thank you so much for running the thread and adding me to August Cathybird.

    One for me today.

    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    August NSD challenge 6/10
    August AFD challenge 4/10
  • cathybird
    cathybird Posts: 16,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @KajiKita well the good news is they wouldn't be investigating the pic issue unless they thought it had definitely gone wrong (it was a side effect of the latest update), so hopefully they will be fixing it and we can go back to the table format. x

  • cathybird
    cathybird Posts: 16,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    July totals updated here  Untitled Image  

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,904 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic

    2 more please for yesterday and today, which takes me to 18 for July so far
    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £5189/£6000
  • Soontobeoap
    Soontobeoap Posts: 1,747 Forumite
    1,000 Posts Fourth Anniversary Photogenic Homepage Hero
    edited 30 July at 7:47PM

    NSD for me today

    Our 40rh wedding anniversary. DS made us a tasty barbeque with lamb chops, t bone steak and meaty sausages whole DIL made up the salads and vegetables ably helped by F who is 5 yrs old. So no spending today.

    Just counted back and I think I might have just reached target! I.jope so because I won't get one tomorrow. It's DHs 70th birthday and I am paying for family dinner. 🤔

    Edit - don't think I have

    Failed this month

    Congratulations to you though @Carhybird you have done amazingly well.


    GC 2022 = £3154.96 ,  2023 = £3334. 841
       2024 = £.3221.81 ,   2025 = £3974.24 .  2026    £1645.19/£3500, August. £88.88  /£500
    Decluttering campaign. 2026. 41/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up.  Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
    Make £600 in 2026 = £606.79
    NSD in M = 18,  J = 15, J = 15 A 2/10
  • InDebtEnby
    InDebtEnby Posts: 365 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    I've every much struggled to get to the end of this month, hopefully next month will be better, although I do have 9 days of annual leave booked so I'm going camping and having some adventures!

    Current No Spend Challenge: 6/13
    2025 No Spend Days: 100/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • cathybird
    cathybird Posts: 16,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @Soontobeoap thank you and well done on getting to target (and well done to @InDebtEnby too). Congratulations on your wedding anniversary and the food sounds delicious!

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 499 Forumite
    100 Posts Photogenic Name Dropper

    weds thurs fri NSD

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

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