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Joyful July's No-Spend Days Challenge!
Comments
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Another 3 to add 😁 gets me to 20 I think. Tomorrow im taking kids for tea with clubcard vouchers and to the cinema with a bank reward. Won't be free but it will be a reasonably low cost day out.
Things get a bit tighter in September when my son has the school bus to pay for so I need to keep being careful. Dreading having two at high school 😅
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July totals updated here
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14/16 for me please 🥰
I've been cutting down on the snacks spending this month!
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One today 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD for me today
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1645.19/£3500, August. £88.88 /£500
Decluttering campaign. 2026. 41/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £606.79
NSD in M = 18, J = 15, J = 15 A 2/100 -
Saturday, Sunday and today were no spend days making 7/10 so far this month.
paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
Early call for a NSD 18/15 my last one for July
Make £2026 in 2026 #19
February NSD1 -
One for yesterday
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
August NSD challenge 6/10
August AFD challenge 4/102 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.0 -
Shiny new August thread up and running here
I've done my best with the August emojis, the table format still isn't working (MSE is still investigating), so I have just done them as a list as best I can. xx
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