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Jubilant June's No-Spend Days Challenge!
Comments
-
Another NSD!
Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
woohoo no spends today = 13/18
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem
June NSD 18/18
June Grocery challenge £202.79/£270 = £67.21 rem
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
9/10 today please
1 -
One yesterday, not one today.
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £152 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
June 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
beanielou
17/19
cathybird
13/15
crazybeautiful
11/20
Deb4
13/15
Dizzycap
12/20
Doris17
10/10
FrugalAspirations
7
Honeysucklelou2
2/10
InDebtEnby
11/13
KajiKita
10/15
laurenh1
14/15
LittleMissDetermined
13/20
loopylupin
7/12
Mamma2004
5/16
OptimisticSaver
3/8
Peony40
2/15
Pinkpieuni
2/10
QueenJess
11/15
Rupacomp
10/10
Sallyp2
13/18
Soontobeoap
7/15
Tenar15
9/10
ThriftyPrincess40
13/22
VickyA 2
8/15
WannaBeeFree
1/10
Everyone welcome to join!
2 -
early call on NSD today, day off and going to clean the house and then tidy the garden. 7/12 for me.
2 -
It's a NSD for me today 😊
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001 -
Another one today, please, @cathybird - NSD #3/8
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
One today against the odds.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.3 -
Not today - visited a garden 😊
KK
As at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £152 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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