We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Jubilant June's No-Spend Days Challenge!
Comments
-
Well done!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.2 -
Declaring two NSD's - one yesterday and the other one today.
2026 decluttering: 2,571 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 515🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
June 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
beanielou
19/19
cathybird
14/15
crazybeautiful
11/20
Deb4
14/15
Dizzycap
12/20
Doris17
10/10
FrugalAspirations
7
Honeysucklelou2
2/10
InDebtEnby
12/13
KajiKita
11/15
laurenh1
14/15
LittleMissDetermined
13/20
loopylupin
8/12
Mamma2004
5/16
OptimisticSaver
4/8
Peony40
2/15
Pinkpieuni
2/10
QueenJess
13/15
Rupacomp
11/10
Sallyp2
15/18
Soontobeoap
9/15
Tenar15
9/10
ThriftyPrincess40
15/22
VickyA 2
8/15
WannaBeeFree
1/10
Everyone welcome to join!
3 -
-
One for me today please
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1362.47/£3500, July /£250
Decluttering campaign. 2026. 31/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £472.59
NSD in May = 18 June = 15 July = 1/151 -
NSD for me, staying away from the shops!
2 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.1 -
early card tidy before SM opened 9.30 & going back later when closed to relay section now FD is done! at home for a few hours reading free library magazine.
nsd 15/18 = new emoji 🤗
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem
June NSD 18/18
June Grocery challenge £202.79/£270 = £67.21 rem
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
spend day today
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002 -
One today please 😊
KK
As at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £152 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355K Banking & Borrowing
- 254.6K Reduce Debt & Boost Income
- 455.7K Spending & Discounts
- 247.8K Work, Benefits & Business
- 604.8K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards






