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Jubilant June's No-Spend Days Challenge!
Comments
-
Not today - needed a new pillow.
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2026 as @ 2nd September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
NSD to report yesterday so 2/10. Holiday was fun but spending at least small amounts every day. Small supermarket shop included unnecessary roll for lunch as I had some other bread. I enjoyed it though, 80p well spent and a lot cheaper than buying a sandwich.
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
September NSD challenge 2/10
September AFD challenge 1/104 -
Another 3 NSDs over the weekend and today, so 11/15. Like @laurenh1 my bank balance is helping (thank goodness for payday on Wednesday!).
Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared4 -
June 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
beanielou
21/19
cathybird
16/15
crazybeautiful
11/20
Deb4
14/15
Dizzycap
12/20
Doris17
10/10
FrugalAspirations
7
Honeysucklelou2
2/10
InDebtEnby
13/13
KajiKita
12/15
laurenh1
16/15
LittleMissDetermined
16/20
loopylupin
10/12
Mamma2004
5/16
OptimisticSaver
4/8
Peony40
2/15
Pinkpieuni
3/10
QueenJess
13/15
Rupacomp
12/10
Sallyp2
15/18
Soontobeoap
10/15
Tenar15
9/10
ThriftyPrincess40
17/22
VickyA 2
11/15
WannaBeeFree
2/10
Everyone welcome to join!
3 -
Another one for me
Current No Spend Challenge: 3/13
2025 No Spend Days: 108/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
Nsd yesterday.
Challenges
NSD - August - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
2 -
one today for me
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD Sept 1/18
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002 -
one today.
1 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
One today.
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2026 as @ 2nd September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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