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Jubilant June's No-Spend Days Challenge!
Comments
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Today will be my first no spend day - so off the blocks with NSD #1/8
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733 -
Had a NSD yesterday mainly due to having no money in my account, and an early call for today 13/15 so far
Make £2026 in 2026 #19
February NSD4 -
🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗
you've plenty of days left this month to do it
w/c 6 July 4 weekly cold turkey week £0/£60
July NSD 1/18
July Grocery challenge £0/£279
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £202.79/£270 = £xx tbc
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20263 -
One for me today please. A day of tidying and not leaving the house.
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1362.47/£3500, July £57.27/£250
Decluttering campaign. 2026. 31/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £572.79
NSD in May = 18 June = 15 July = 1/153 -
one for me today please
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60002 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.2 -
yay 12/18
2/3rds way there 😁
w/c 6 July 4 weekly cold turkey week £0/£60
July NSD 1/18
July Grocery challenge £0/£279
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £202.79/£270 = £xx tbc
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
11 NSDs so far this month
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £9
Emergency fund Current total £290.33/£500
Pay off by Xmas 2026 Current total left £720.48/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs 21/20 June 2026 NSDs 18/20
Decluttering 365 items 50/3652 -
One today. I did book cinema tickers but I used my Lloyds rewards and got them for free, pleased with that.
5 -
Thanks, @Sallyp2 !!
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732
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