We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Jubilant June's No-Spend Days Challenge!
Comments
-
Got one yesterday. (Very hard to keep track when on holiday and out of routine!)
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2026 as @ 2nd September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Not one today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.3 -
One for today gets me on 12. Bank balance is helping me with the NSDs 🤣
I have started a pot which I will put all my "extra" cash in such as cash back, Vinted money etc. I have £106 in so far and another £100 on the way which I got for a delayed flight. This is going to go towards treats for the family, I am hoping to get enough for a night away around Christmas!
4 -
nsd 11/18 today
July NSD 10/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
June 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
ArgyllLady
15
beanielou
14/19
cathybird
12/15
crazybeautiful
20
Deb4
11/15
Dizzycap
12/20
Doris17
9/10
FrugalAspirations
7
Honeysucklelou2
2/10
InDebtEnby
11/13
KajiKita
9/15
laurenh1
12/15
LittleMissDetermined
10/20
loopylupin
6/12
Mamma2004
5/16
OptimisticSaver
8
Peony40
2/15
Pinkpieuni
2/10
QueenJess
10/15
Rupacomp
8/10
Sallyp2
11/18
Soontobeoap
6/15
Tenar15
7/10
ThriftyPrincess40
11/22
VickyA 2
8/15
WannaBeeFree
1/10
Everyone welcome to join!
3 -
Another one for me
Current No Spend Challenge: 3/13
2025 No Spend Days: 108/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
NSD for me please 9/10
"My Life Is About The Journey Not The Destination"2 -
One for me please. 🙂
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £ 2295.02/£3500, September £93.91/£150
Decluttering campaign. 2026. 42/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £726. 79
NSD in M = 18, J = 15, J = 15 September 6/151 -
Not one today... Ice cream van parked outside my house... Game over! It was worth it though!
Savings goal by 31/12/24: £22000
Dec 23: £6945.233 -
no spends today for me in the end 💪🏻
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD Sept 1/18
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.5K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.5K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards