We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Letter of claim

245

Comments

  • Jackson58
    Jackson58 Posts: 20 Forumite
    10 Posts Name Dropper

    In that case, how long have i got to complete the N1SDT & return it, on return from my hols ?

  • Gr1pr
    Gr1pr Posts: 16,057 Forumite
    10,000 Posts Second Anniversary Photogenic Name Dropper
    edited 25 April at 11:09AM

    The deadline for the AOS completion for the defendant is 19 days from the issue date, ideally on MCOL via your government gateway account

  • Jackson58
    Jackson58 Posts: 20 Forumite
    10 Posts Name Dropper

    Wow, that could be a tight schedule, if its posted just before we go away for a fortnight. Is there any leeway for a delay, as away on holiday, & if not what is the outcome?

    Many thanks for replies.

  • Gr1pr
    Gr1pr Posts: 16,057 Forumite
    10,000 Posts Second Anniversary Photogenic Name Dropper

    No leeway, the claimant can press a button on MCOL from day 20 onwards to obtain judgment, which is an automatic CCJ by default against you

    Hence why I strongly suggest that you have your post checked weekly, with any letter from the CNBC in Northampton opened and pictures sent via WhatsApp or messenger

    You can then use your laptop and our help to deal with it and obtain a further 2 weeks before the new 33 days deadline expires

  • Coupon-mad
    Coupon-mad Posts: 165,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Why don't you just email DCB Legal again a few days before you go, and say you are seeking debt advice, and require the obligatory '30 day hold'?

    Do NOT tell them your dates of holiday! Do not mention it at all.

    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Jackson58
    Jackson58 Posts: 20 Forumite
    10 Posts Name Dropper

    Great idea, for the situation if not received the N1SDT before i go away? Are they obliged to consent to the request? I had no knowledge about the 30 day hold.

  • Coupon-mad
    Coupon-mad Posts: 165,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 April at 12:58PM

    Yes the pre-action protocol requires it if a person is seeking debt advice. You get a 30 day hold.

    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Jackson58
    Jackson58 Posts: 20 Forumite
    10 Posts Name Dropper

    I have received a lengthy reply from DCBL. There summary is that there is an absence of evidence to support any consideration with their client. If i have any evidence to furnish them with it, within 30 days under the pre action protocol, otherwise county court proceedings will take place.

    They want me to telephone their dispute team, to avoid a claim being issued against me.

    Im confused about which date they mean, & have'nt received any correspondence from anyone else. What action next would be best?

  • Coupon-mad
    Coupon-mad Posts: 165,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    My advice hasn't changed.

    Only you know when to time your reply.

    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Jackson58
    Jackson58 Posts: 20 Forumite
    10 Posts Name Dropper

    Is this a bluff about giving evidence for them to refute? Or possible mediation on the amount they demand?

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.1K Work, Benefits & Business
  • 605.6K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.