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Investing in uncertain times and diversifying

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Comments

  • noclaf
    noclaf Posts: 1,009 Forumite
    Part of the Furniture 500 Posts Name Dropper

    Interesting times. My pensions are 100% equities and being mid-40's and DCA, am comfortable with this approach. The only tweak I made was to reduce/simplify my SIPP down to 3 ETFs.

    S&SISA was 70/25/5 (Equities/bonds/gold) for best part of two years, recently removed gold and added proportionally more equities to end up 80/20. I was considering moving to 100% equities but think there could still be room for a pullback as you never quite know with all the current shenanigans so will simply hold tight.

  • InvesterJones
    InvesterJones Posts: 1,713 Forumite
    1,000 Posts Fourth Anniversary Name Dropper

    I think you're at risk of derailing this thread from the question of investing and in which types assets (eg. how much in equities as a category vs bonds etc), into another discussion about how much of equities should be allocated to US markets - there is at least one other thread (https://forums.moneysavingexpert.com/discussion/6653516/us-markets-risk) dedicated to that which might be better for it.

  • outthere24
    outthere24 Posts: 2 Newbie
    First Post

    I am taking all my investments out and starting a business! I suspect a recession is around the corner, but there is always something. I don't want to put any more money into other peoples businesses that are so far out of my control.

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