Recommended Cash ISA Transfers

NewPieman

https://forums.moneysavingexpert.com/discussion/comment/81920435#Comment_81920435

I have a Shawbrook maturing - offering me a max of 3.88% on the Fixes…think may move it to Virgin…..

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81921213#Comment_81921213

The option in my post wouldn't be listed on the standard maturity options, but was still an option, at least for me. Worth asking the question, if relevant.

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81920435#Comment_81920435

That's interesting and breaks with the trend we've been seeing over the last 12 months or so, with Shawbrook refusing such requests. In your case, I wonder if they're making an exception because it's an internal transfer ? The amount could also have something to do with it, along with the fact there's only 1 year left to run. I guess the outlook for interest rates is also evolving at the moment, with immediate decreases looking less likely.

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81921850#Comment_81921850

Agreed the fact that it's internal could make it a special case - is why I included in the info..

soulsaver

I just asked Shawbrook regarding a transfer in from an external provider. In line with others experience, they've said not, but confirmed I can add the new financial year's allowance to my existing 2 yr fix at 7th April (sic).

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81922773#Comment_81922773

Thanks soulsaver, that's exactly what I was planning to do with my 2yr fix with them. Had been going to contact them just to confirm, but won't need to bother now. They did knock me back at some point last year, for a transfer from another provider.

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81922951#Comment_81922951

Why Shawbrook? They aren't the highest percentage of interest available.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81923067#Comment_81923067

I want a fixed Isa with next tax years money. Shawbrook opened last year is giving me a better interest rate than top of the list at the moment. If I can get a better fix come April, I will go for that.

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81923075#Comment_81923075

Is that because you fixed last year or because of a mid term offer?

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81923116#Comment_81923116

It was a 2 yr fix opened April 2025, rate 4.42%.