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I mended 3 things yesterday - 2 had been hanging around for ages and so were OATs and the 3rd I only discovered the night before and it prompted me to do all 3 (total time spent maybe 20 mins max - including getting the sewing box out, locating suitable coloured threads and threading needles…)
I also thoroughly tidied and cleaned my bedroom (included moving everything out from under the bed and sorting it all and going through the chest of drawers) - although I'm going to do the windows today, so will need to re-vacuum in there afterwards (velux windows - inevitably something drops on the floor) Bed has been stripped this morning and is airing ready to be re-made tonight.
Today's OAT is sorting out my car insurance - renewal quote (arrived a few weeks ago) is almost double what I paid last year - I do less than 5k miles and am in my mid 50s with 20+ years of no claims - I must be able to get better!!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star5 -
yes and dont forget to go through TCB for car insurance
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Did a bit more of the monthly flat clean. The easier bits obvs
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Not an OAT, more OAT prep, but wanted to show off that I picked up my electric screwdriver and multitool today, so obviously that means that all the DIY will be completed to perfection this weekend.
I have high hopes, and quite frankly what more do I need?
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.767 -
A bigger hammer :) Good luck!!!
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 0/10
April AFD challenge 0/144 -
Just thought I would mention to any kindle fans - they appear to have all the Anne McCaffrey Dragon books at 99p each at the moment. I've read most of them in the past from the library but now own every one I didn't own this morning. Thank goodness for amazon gift card for my birthday!
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Sounds like you have everything you need to me @rhyddid2026. Do let us know any knowledge or tips, I am shocking at DIY but think a large amount of the inability is intimidation
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
I did - and I saved about £100 on my renewal price 🙌. When I phoned my old insurer to cancel they asked why and I said about the renewal price being crazy and they just said ok - usually, in my experience, they offer a lower price (which really gets my goat 😡)
Planted some bulbs out today that had been hanging around - and 2 trays of bedding plants that I bought 3 weeks or so ago and forgot about...🤦🏻♀️🤦🏻♀️
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star7 -
Relieved that dentist went well, and cost no more than band 1
A lot more of the monthly flat clean
Did a lot of steaming/debobbling/lint-rollering of items and took pics for vinted
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Small OAT for me today - finally got round to deleting a load of old emails and stuff on my google drive - taken it down from 82% storage full to 65% and it's stopped shouting at me 😂 I'll do some more at some point, but it feels slightly less urgent now…
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