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March Forward Into Spring 2026

11516182021

Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,156 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    In procrastinating and avoiding the companies house thing (gov one login app still ain't working) I have sorted and emptied a briefcase of papers (relatives).

    I'm not sure what other OATs will be completed yet this weekend but I have high hopes as I have no money or fuel to leave the house 😆

    Debts                04/01/25       01/04/26  
    Natwest2           £6,509.97      £4,200 
    NatWest CC      £7,612.74       £6,325
    Lloyds CC          £6,112.60      £4,115
    1st Direct CC     £176.03         £9.11
    CC total             £20,411.34    £14,649.11
    OD                     £1100            £0
    Car loan             £4,000          £3,600
    1st Direct Loan  £10,684.44    £7,000
    Total                  £36,195.78    £25,249.11
    EF £1,750.33
    HF £150.76
  • greenbee
    greenbee Posts: 18,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 March at 2:12PM

    It's amazing how much you can get done when procrastinating. Good luck @Rhyddid2026

    I'm making the most of cheap electricity and have descaled and cleaned the coffee machine and DW (well, I hope the DW is descaling itself, it's making a HUGE performance out of running a hot wash as usual… I must get on with getting the kitchen replaced so I can replace the DW), descaled the kettle and shower heads, washed a thick coat and shoved it in the TD.

    There is cooking to do, but I need to nip to the garage for a few extra bits. And I want to wash the shower traps and put stuff down all the plug holes. And I'd really like to get the 6 pictures up in the ensuite as the repairs/decorating were finished weeks ago, as well as one more picture in the spare room.

  • greenbee
    greenbee Posts: 18,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Well done PIP. I use my grandmother's pink Spode teacups for my morning coffee. Like you I kept saving them, and then realised that there was no point - and it turns out they're find in the DW. Yes, I have broken one, but better that than keeping them in a cupboard unused.

    My mum has also started using her wedding-present dinner service every day. She doesn't have lots of dinner parties anymore, and knows that neither my brother nor I will want it (I already have her Minton Haddon Hall and the remains of my grandparent's Susie Cooper as well as the Spode) so is enjoying using it daily. I use all my odds and ends of nice china regularly - I only use the boring plain white stuff if I have lots of people over and feel I need to have matching china!

  • Rhyddid2026
    Rhyddid2026 Posts: 1,156 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I think I've managed it. Or I've at least managed a bit more. I've applied to have the business closed down. I'm not able to do the accounts for this year until July but whatever, nothing came in during that time. I need to keep everything safe and easy to find.

    I can't decide whether to go to the shop for cake or open a bottle of red wine.

    Debts                04/01/25       01/04/26  
    Natwest2           £6,509.97      £4,200 
    NatWest CC      £7,612.74       £6,325
    Lloyds CC          £6,112.60      £4,115
    1st Direct CC     £176.03         £9.11
    CC total             £20,411.34    £14,649.11
    OD                     £1100            £0
    Car loan             £4,000          £3,600
    1st Direct Loan  £10,684.44    £7,000
    Total                  £36,195.78    £25,249.11
    EF £1,750.33
    HF £150.76
  • greenbee
    greenbee Posts: 18,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Cake AND wine?

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,289 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Good for you, and your mum, @greenbee. I thoroughly believe that if something breaks or is lost then you're no worse off than not ever using it in the first place are you. More difficult to put into practice than preach though!

    Oh my goodness @Rhyddid2026 get in! Despite this being the mse forum I think you deserve both for this occasion. However if its actually a choice to make, by your wording it sounds like you have wine but would have to spend for cake, so crack open the wine and send what you would have spent on cake as an OP 🥂

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • beanielou
    beanielou Posts: 99,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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