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Marvellous March's No-Spend Days Challenge!
Comments
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Nsd for me today
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
2 -
Another one for me today - NSD #6/22
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
An early call for today putting me on 5.
Yesterday was spendy, both my kids needed new trainers and I need med to replace my mascara after my dog ate mine. 🫣
1 -
It's a 6/10 NSD Saturday! Wishing everyone a Super NSD x
@cathybird - As soon as I reach 9 NSD, please can I expand my monthly NSDs to 20? Thank you x It feels much better & is less daunting for me splitting the 20+ NSDs into 2 parts for the month xx
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)1 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
March 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
1/15
beanielou
7/19
BlueKelpie26
2/14
cathybird
2/15
Changeyourlife25
10
crazybeautiful
4/20
cuddlymarm
15
Deb4
4/15
Dizzycap
6/10
doingitanyway
1/12
Doris17
5/20
Honeysucklelou2
10
ilovetea
20
InDebtEnby
13
KajiKita
6/20
laurenh1
5/18
LittleMissDetermined
4/20
loopylupin
4/12
Mamma2004
3/14
Optimistic Saver
6/22
Pinkpieuni
2/10
RhiBi
1/15
Rupacomp
2/10
Thriftymissus
4/25
ThriftyPrincess40
7/22
VickyA 2
2/15
WannaBeeFree
4/10
Everyone welcome to join!
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@Dizzycap yes that's fine! Remind me if I forget. xx :)
& @everyone, I am back today from my jaunt overseas, pretty tired as it was a long flight home but happy to have got back when there is so much chaos travelling out there at the moment. Looking forward to notching up some proper NSDs!
5 -
Away at the mo so being a bit useless at updating (and NSDs!)... But think I've managed 2 so far this month
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
another NSD for me.
1 -
Not today, bought a new water butt! 😂
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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