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Fabulous February's No-Spend Days Challenge!
Comments
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Another one today
Current No Spend Challenge: 2/13
2025 No Spend Days: 16/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Look at us NSders go! 😘
Early call for a 6/20 NSD Friday - Not expecting any spends over the weekend either 😀😋
# No.2 Save 1p A Day Challenge 2026 £118.34 / £667.95 (2)# No.4 Save £12k in 2026 £3635.93 / £12,000 (2)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £50 / £200 (2)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (2)# No.5 Fiver Friday Challenge 2026 £40/£230 (2)# Make £2026 in 2026 £1033.98 / £2026 (2)1 -
It's one for me today, yesterday was too spendy and I need to recover…
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
NSD today xx
#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 4/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £18
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £660
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 400/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /80001 -
Hope you are feeling better Thrifty Princess. This is a big spendy weekend for me with hotel food and drinks to be bought. I am looking forward to it. I should be back to much needed NSDs again on Monday.
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
February NSD challenge 2/10
February AFD challenge 3/14
2026 Art pass savings £29.50
2026 Railcard savings £02 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
oooo it sounds so lovely though! It was court with the criminal trial that’s been delayed 3 years for them to delay another 6 months so I’ve hit rock bottom, feel like it’s never going to end!
#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 4/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £18
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £660
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 400/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /80001 -
Sorry to hear this. 🤗
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
32b3in2013
18
AuntieL
2/15
beanielou
6/19
BlueKelpie26
3/14
cathybird
3/TF
Changeyourlife25
3/10
crazybeautiful
20
cuddlymarm
1/15
Deb4
3/15
Dizzycap
6/20
doingitanyway
2/12
Doris17
5/20
Honeysucklelou2
10
ilovetea
3/20
InDebtEnby
2/13
KajiKita
3/20
laurenh1
4/18
leftatthetrafficlights
15
LittleMissDetermined
5/20
loopylupin
2/10
Mamma2004
3/10
MissMoneyMishap
12
NeverendingDMP
10
Pinkpieuni
3/10
Prodigal50
10
RhiBi
3/14
Rupacomp
2/10
Sallyp2
15
ShelivesintheShire
20
snugglenush
10
Tenar15
12
Thriftymissus
20
ThriftyPrincess40
4/20
VickyA 2
5/15
WannaBeeFree
2/10
yellowstickerfan
15
Everyone welcome to join!
0 -
One today.
Challenges
NSD - February - 4/10
1. 2026 Mortgage-Free Wannabes #61 £7,320.58/£29,000, MF target May 2026, current mortgage balance - £22,165.76
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
0
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