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Fabulous February's No-Spend Days Challenge!
Comments
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1/10 for me 🥰
I had a baking day today and made bread and madeleines 🥖
2 -
I was going to go shopping but I have enough in the freezer for the week, so NSD 1/13
Current No Spend Challenge: 2/13
2025 No Spend Days: 16/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
32b3in2013
18
AuntieL
2/15
beanielou
2/19
BlueKelpie26
2/14
cathybird
2/TF
Changeyourlife25
10
crazybeautiful
20
cuddlymarm
1/15
Deb4
1/15
Dizzycap
3/20
doingitanyway
1/12
Doris17
2/20
Honeysucklelou2
10
ilovetea
2/20
InDebtEnby
1/13
KajiKita
2/20
laurenh1
2/18
leftatthetrafficlights
15
LittleMissDetermined
3/20
loopylupin
1/10
Mamma2004
1/10
MissMoneyMishap
12
NeverendingDMP
10
Pinkpieuni
2/10
Prodigal50
10
RhiBi
14
Rupacomp
1/10
Sallyp2
15
ShelivesintheShire
20
snugglenush
10
Tenar15
12
Thriftymissus
20
ThriftyPrincess40
1/20
VickyA 2
2/15
WannaBeeFree
1/10
yellowstickerfan
15
Everyone welcome to join!
1 -
@ BlueKelpie26 - Welcome to the NSD Train 😆
A very early call for a 3/20 NSD Tuesday - 2 appointments to declutter so no time for spending 😘
# No.2 Save 1p A Day Challenge 2026 £118.34 / £667.95 (2)# No.4 Save £12k in 2026 £3635.93 / £12,000 (2)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £50 / £200 (2)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (2)# No.5 Fiver Friday Challenge 2026 £40/£230 (2)# Make £2026 in 2026 £1033.98 / £2026 (2)2 -
spend day for me I’ve a very rough day ahead, hardest of my life so I’ve said to myself I’m going to get a comfort coffee after to treat myself.
#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 4/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £18
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £660
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 400/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /80005 -
Declaring early Nsd today.
Challenges
NSD - February - 4/10
1. 2026 Mortgage-Free Wannabes #61 £7,320.58/£29,000, MF target May 2026, current mortgage balance - £22,165.76
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
1 -
Sending lots of love ❤️
2 -
My plans for tonight have been cancelled so I have a bonus NSD today :)
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
@ThriftyPrincess40 sorry to hear you're facing a rough day, I hope it's better than expected, and what @laurenh1 said xxx
1 -
hi there @BlueKelpie26
and welcome to our lovely thread
I've added you to the list, hope you enjoy the challenge!
1
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