We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Fabulous February's No-Spend Days Challenge!

145791012

Comments

  • beanielou
    beanielou Posts: 98,078 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Doris17
    Doris17 Posts: 1,024 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker

    NSD for me please 3/20


    "My Life Is About The Journey Not The Destination"



  • doingitanyway
    doingitanyway Posts: 10,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    A cold wet day so staying in =no spending!

    So, NSD number 2 please @cathybird

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • laurenh1
    laurenh1 Posts: 1,087 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 3 February at 4:09PM

    Not one here as I bought some paint for my sons room. Back to it tomorrow :)

  • VickyA_2
    VickyA_2 Posts: 4,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    One today, which takes me to 3/15

    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • cathybird
    cathybird Posts: 16,277 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 February at 10:28PM

    February 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

    Untitled Image
    Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image

    32b3in2013

    18

    AuntieL

    2/15

    Untitled Image

    beanielou

    3/19

    Untitled Image

    BlueKelpie26

    2/14

    Untitled Image

    cathybird

    2/TF

    Untitled Image

    Changeyourlife25

    10

    crazybeautiful

    20

    Untitled Image

    cuddlymarm

    1/15

    Untitled Image

    Deb4

    1/15

    Untitled Image

    Dizzycap

    3/20

    Untitled Image

    doingitanyway

    2/12

    Untitled Image

    Doris17

    3/20

    Untitled Image

    Honeysucklelou2

    10

    ilovetea

    2/20

    Untitled Image

    InDebtEnby

    1/13

    Untitled Image

    KajiKita

    2/20

    Untitled Image

    laurenh1

    2/18

    Untitled Image

    leftatthetrafficlights

    15

    LittleMissDetermined

    3/20

    Untitled Image

    loopylupin

    2/10

    Untitled Image

    Mamma2004

    1/10

    Untitled Image

    MissMoneyMishap

    12

    NeverendingDMP

    10

    Pinkpieuni

    2/10

    Untitled Image

    Prodigal50

    10

    RhiBi

    2/14

    Untitled Image

    Rupacomp

    1/10

    Untitled Image

    Sallyp2

    15

    ShelivesintheShire

    20

    snugglenush

    10

    Tenar15

    12

    Thriftymissus

    20

    ThriftyPrincess40

    1/20

    Untitled Image

    VickyA 2

    3/15

    Untitled Image

    WannaBeeFree

    1/10

    Untitled Image

    yellowstickerfan

    15

    Everyone welcome to join!  Untitled Image

  • KajiKita
    KajiKita Posts: 9,447 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Not today.

    KK

    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • RhiBi
    RhiBi Posts: 806 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    two NSD for me! I won’t get one tomorrow but hoping to Thursday!

  • loopylupin
    loopylupin Posts: 25 Forumite
    Fifth Anniversary 10 Posts Name Dropper Photogenic

    I had to get petrol today, so can I claim NSD as it’s essential?

  • beanielou
    beanielou Posts: 98,078 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.