The Top Regular Savers Discussion Thread

pecunianonolet

Skipton

According to the below the account is open from date of first deposit but also says you can roll over unused allowance.

I opened this account speculativly in October but haven't funded it yet due to cash flow and many other accounts with higher rates having had priority.

Am I right that if I fund on Monday with the first payment it will run it's course from there and I will not be able to put 500 in straight away?

Therefore, my strategy would be to fund on Monay and refresh end of the month to move the opening date strategically to month end?

alfred64

Dudley Loyalty Reg saver has same rate 5.75% with £500 monthly max up to a total balance of £6500.

First month I shall be able to deposit £500 max since I opened three months ago due to others maturing, but it's a worthwhile account if you qualify due to the high limit.

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82187754#Comment_82187754

https://forums.moneysavingexpert.com/discussion/comment/82186505#Comment_82186505

£117.16 interest paid - so the Cambridge maturity manager was spot on.

£15 less than @janusd

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82188090#Comment_82188090

You would have needed to pay in £1 in October (as paying in is what determines the start date with Skipton) and £499 on Monday. The account will be closed for non-funding by the end of November.

I paid in £5 on New Years' Eve, £2,245 in August and £500 in October.