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The Top Regular Savers Discussion Thread
Comments
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I didn't need to because I was targetting a dedicated thread.
Sadly, I instead posted on this thread completely OT. Sorry guys, I've deleted my posts now.
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Noticed my Virgin regular saver has now morphed into an everyday saver, so money transferred out.
Re: earl shilton bs - do deposits take a while before they're credited? I signed up for an account on the 20th, but didn't make a deposit until yesterday due to delays in recieving the online banking activation code. I can't see the deposit in online banking yet. Hopefully it doesn't prevent me from making a deposit for the month of September due to the bank holiday weekend.
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No experience of Earl Shilton myself, but other similar small building societies tend to be a bit slow in showing deposits in online banking.
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Opened their RS this month, there was a lag of a day before the deposit showed online, but the deposit date was the date of payment.
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Would it be possible to have a Category in these forums for the regular savers thread (and possibly other similar threads) and have subcategories for the related banks?
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This has been discussed before and the arguments for and against set out. There are several benefits for not splitting up discussion related to RS into many different locations.
See the following post:
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Yes Virgin RS3 now showing 1.74% although the account name itself still hasn't changed.
Balance withdrawn and received instantly.
Transactions still show as pending, so will likely earn interest until Tuesday.
Won't know for sure until closing the account and receiving any residual interest.
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VM
By all means be punctilious. It is the way to get to the bottom of the situation. Happy to concede that the security token is different based on your experience. I was assuming the two would behave the same. I didn't know the security token existed as an alternative to the app until you brought it up.
However, it is not correct that you need to use the same device to install the app as you use to receive SMS. The app has never touched my phone and has only ever been installed on an old tablet.
So that leaves the actual requirement for being able to log in via SMS without the low limits to be: previously registering the app on any device. I don't know what happens if you change your registered mobile phone number.
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It wouldn't surprise me if that's the case with VM. I can only report my own experience as an example of how things work in practice. You're not supposed to be able to close your savings account using the current account closure form either, but that has worked in the past and I am trying again this time (and will report the outcome).
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The fact that it's called a Current Account Closure Form?
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