The Top Regular Savers Discussion Thread

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82099928#Comment_82099928

Beverley BS RS Issue 1 had a max monthly deposit of £150, Issue 2 had a max deposit of £500/mth. It'll be interesting to see how the interest rates for issue 1 and 2 hold up over the coming years though.

Something to bear in mind though is that if withdrawing from issues 1 or 2 in 2027 the optimum time to withdraw to minimise your interest losses is as early in the year as possible. New Year's Day falls on a Friday, thus any withdrawals would get pushed to 4th January at the earliest, leaving you earning 1% on the funds for 3 days.

I don't know if it'd be possible to get them to do a withdrawal (directly or indirectly) in branch on Saturday 2nd January, or even if they'd be open on that day, but Beverley's a lovely town if you fancy a day out.

Speculator

Monmouthshire regulars fast approaching maturity and my nominated account is with Lloyds.

Just wondering if anyone have used the app withdrawal facility to transfer money to bank account that is not their original nominated account?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82100378#Comment_82100378

Last year yes, hoping to do the same this time around. Online is nominated only I believe.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82099718#Comment_82099718

Just had notification that my RS is good to go. Don't often use browser on phone to access fin accounts but did here - Chrome on Galaxy is utterly unusable.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82100392#Comment_82100392

ESBS

Just had notification that I'm good to go too, although no account showing yet.
I never use Chrome for anything unless I am stuck. Prefer to use Brave (chromium based) on Xiaomi phone and that seems to work fine, albeit do any financial online stuff (not app based obviously) on laptop if I can.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82100447#Comment_82100447

although no account showing yet.

You might need to use the "add account" function at the top of the account list.

ctdctd

https://forums.moneysavingexpert.com/discussion/comment/82100468#Comment_82100468

They sent me a 2nd message, about a hour after the account open one, to say the account had been added to the online portal.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82100468#Comment_82100468

https://forums.moneysavingexpert.com/discussion/comment/82100516#Comment_82100516

Thank you both. I'll leave it until tomorrow and check then. I've already funded and at least passed COP with BoS, unlike with Ecology last week.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82100516#Comment_82100516

ESBS

I did 'add account' about 10 mins after the email and the account was added instantly.

What_time_is_it

Newcastle and Manchester Regular Savers (issue 2)

I’ve just opened one of each of these. I already have an issue 1 Regular Saver with each of them too. Does anyone know whether I can pay into them from any bank account? Or do deposits HAVE to come from the nominated account?

(it’s potentially a bit of a faff to be deleting and reentering payees each time if I need to use different reference numbers!)