The Top Regular Savers Discussion Thread

castle96

I closed mine and opened at 8%. Seem to have got 2 different IDs/logins though

friolento

https://forums.moneysavingexpert.com/discussion/comment/82090590#Comment_82090590

Several people have reported that you need to

1. empty your RS
2. ask CS (via chat) to close your RS. They were generally very quick with this
3. once it's closed, wait for the next [business? may be calendar] day
4. apply for the 8% one, which opens immediately

wmb194

https://forums.moneysavingexpert.com/discussion/comment/82090590#Comment_82090590

BoS RS

Renewal doesn't work for BoS, you need to close it. I closed mine via chat and the next day I was able to open the 8% version.

What_time_is_it

Thanks for the info on the BoS axcount!
I check this thread regularly but the turnover has been so high lately that it’s always about 10 new pages each time I log in and I must have missed how this works.

You are all amazing. 🙂

pecunianonolet

Monmouthshire

Withdrawal submitted today at luncht time for matured reg savers and still not received any funds. Anyone else also waiting, is there a problem?

dibbles212

https://forums.moneysavingexpert.com/discussion/comment/82090636#Comment_82090636

MonBS

I called today as there was a delay in my funds too. I made a withdrawal this morning but didn't get my funds till 5 pm. When I called in the afternoon they said they'd been very busy today and funds may take up until 7 pm to arrive, but should come today.

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/82090617#Comment_82090617

Part of the reason for the turnover of posts being so high, is that you get the same questions being asked over and over again.

It seems far easier for some people to post a question, without reading some of the previous posts, or looking on the relevant bank or building societies websites, where they could have found the answer for themselves.

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82090590#Comment_82090590

BoS regular saver

While some have reported success in closing and re-opening BoS regular saver[s], I have not had any luck in the past, and daren't try it again. Essentially, I was not allowed to open another RS for a full 12 months since the one I had closed (after emptying)…as per the T&Cs.

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82090674#Comment_82090674

Thanks for the info. Still nothing arrived for me and OH and had to fund other regular savers with my Santander Edge funds and if I am not mistaken Satander deadline is 8pm for same day interest. Meaning that if funds not land in the next 25 min I can't replenish Santander and fill Cahoot accounts for same day interest resulting in a loss.

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/82090699#Comment_82090699

Plenty of people on here including myself have recently closed their old BOS RS, well before maturity, and then opened the 8% one without any issues.