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The Top Regular Savers Discussion Thread

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Comments

  • Bridlington1
    Bridlington1 Posts: 4,834 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    With Monmouthshire, in my experience online banking updates itself once a day or working day, whereas the app seems to update in real time, so new accounts, balance changes etc reflect immediately in the app, but take longer in online banking.

    It's just a quirk of their systems, it'll sort itself out soon enough so I'd just give them a few days.

  • Pickledonionlover
    Pickledonionlover Posts: 138 Forumite
    100 Posts Name Dropper
    edited 25 July at 3:09PM

    Appreciate the feedback

    Either I've never noticed that or forgotten

    I've an additional £30k in RS maturing with them in the next few weeks from them so good to know

    Thanks again

  • saverkev
    saverkev Posts: 128 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    Monmouthshire Withdrawals

    I used the app last week - it asked me to set up nominated account - I put in same details as originally set up and was able to withdraw immediately

  • Pickledonionlover
    Pickledonionlover Posts: 138 Forumite
    100 Posts Name Dropper
    edited 25 July at 4:08PM

    After three attempts on the App it's hopefully been initiated. No email or notification or balance reduction so far though. I've hopefully beaten the 14::00hrs threshold so I'll check later 👍

    The newly opened RS8 isn't evident in the App yet either - but the on screen details at the end of the opening process did highlight this would be the case.

    👍

  • BestSeagull
    BestSeagull Posts: 294 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper

    Mon BS issue 8.


    Thanks for all the comments. Mine matured today but I wouldn't have known it as I checked on the website not the app. After reading here I decided to go ahead and open a new issue 8 and had to use the app. The new account opened immediately so I thought I would transfer from the old, matured issue 8 and assumed it would be immediate but nothing happened at all. There is no pending transaction either so I don't know if I've done something wrong or if internal transfers using the app don't actually happen right away?

  • Kim_13
    Kim_13 Posts: 4,395 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Within an hour or so in my experience, not immediate. Perhaps longer in this case as today is not a working day.

  • mhoc
    mhoc Posts: 19,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Monmouthshire

    I long ago lost use of the Monmouthshire website and can only use the app now, despite this so far no issues. My reg saver 8 does not mature until the 28th July - I must have been slow off the mark last year - not something I would do now as speed seems to be of the essence with recent accounts. The maturing proceeds I am going to put into Cahoots until something comes along or there is a lean month.

    Darlington

    I've got regular esavers maturing on the 17th of August - is it too soon to speculate what they might mature into. On the website there is just the dismal 4.75% normal regular saver at the moment. Does Darlington mature into an easy saver or do they send our emails or snail mail letters regarding maturity options - this is my 1st year with Darlington so I dont know the procedure that Darlington use.

    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • jameseonline
    jameseonline Posts: 1,349 Forumite
    1,000 Posts Second Anniversary Name Dropper

    As a side note Scottish BS app now handles savings accounts etc previously it only did mortgage stuff

    https://forums.moneysavingexpert.com/discussion/6536296/companies-without-savings-apps/p5

  • janusd
    janusd Posts: 1,387 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Re: Darlington BS - my recollection is that it matures into an EA account.

  • ForumUser7
    ForumUser7 Posts: 2,616 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Newcastle BS RS

    Can we make payments with the application reference please, or must we wait for confirmation the account is open with the reference number beginning with 3 letters? Thanks

    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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