The Top Regular Savers Discussion Thread

jameseonline

https://forums.moneysavingexpert.com/discussion/comment/82074693#Comment_82074693

It's true Halifax aren't accepting new customers, rang them up a few days ago & they confirmed it, I'm an existing customer trying to get back my access, apparently they never actioned a code by post to start with, apparently they have now, so I'm trying to get it back before they switch everything from Halifax to Lloyds, which they are unsure how quick the transfer will be.

So fingers crossed I can get the Halifax branded 8% & the BOS branded 8%, doubt I can get either 8% Lloyds as I hold the 6.25% Club Lloyds

jameseonline

https://forums.moneysavingexpert.com/discussion/comment/82075938#Comment_82075938

Is it not obvious I'm playing catch up?😌, also I'm not into exploiting, loopholes etc

jameseonline

https://forums.moneysavingexpert.com/discussion/comment/82076495#Comment_82076495

Set up a few NEW current accounts, KEEP your co op ones, and switch the new ones, then you and others wouldn't miss this and have similar dilemmas,

I used to do this with Nationwide years ago, I think they allowed you to have 5 current accounts at a time so it's what I had for a little bit until I could switch them away, and it's how I hold accounts with pretty much every high street bank etc now, it's taken me time to build up the collection of who I bank with but yea, I can in theory easily get any savings account that comes up now because I've already but the work in.

jameseonline

https://forums.moneysavingexpert.com/discussion/comment/82078811#Comment_82078811

I imagine it might be as they are more digital than they used to be but can't say for sure.

jameseonline

https://forums.moneysavingexpert.com/discussion/comment/82080833#Comment_82080833

I'm yet to go through a Monmouthshire account fully maturing however I do know that if they do hold the account details of where you've paid in from they can manually transfer the money out so you may wish to give them a call. It's possible the website/app is playing up.

jameseonline

In reply to The Electric Cow on page 370 (Sorry but the quote function isn't fully working for me & I've put this in feedback section) :

all 3 LBG apps are linked now so whichever app you use it will by default show accounts from whoever you are without of the 3, you can also get help for any account out of the 3 from any app, the only thing you can't do I believe for example is apply for a BOS account if using the Lloyds app, you would have to use the BOS app.

There's a co service thread here about it:

https://forums.moneysavingexpert.com/discussion/6636486/lloyds-and-halifax-co-servicing

Obviously now it will reduce down to 2 because Lloyds is ditching the Halifax brand

snookerloopy96

Its not exactly vital but does anybody know if/when the Monmouthshire 7% app saver go NLA?

Mine looks like it doesn't mature till late August. I must have been snail like jumping on this one.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82081154#Comment_82081154

Monmouthshire are unusual in that the account term starts from date of first funding and allows I think 30 days to do so, so some accounts will still be maturing over a year after it went NLA. Mine is also late August: I recall delaying funding as I did not have the full £1,000 to pay in when it launched, but gave myself a few days leeway so that getting the money out shouldn't run into September if there were an issue.

I can't recall when it went NLA but I think the app one went before the branch one (which was maybe early October.)

jameseonline

This is my list I have ending for August

4th August

Virgin (6.5%)

12th August

Darlington 6%

28th August

Principality 7.36%

29th August

Monmouthshire App Exclusive 7%

Just wondering if Virgin & Darlington are correct and not having a non straightforward end date as in 1year after opening

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82081200#Comment_82081200

Darlington is the 31st August, 30th September for all accounts opened in September and so on. All Virgin accounts of that issue are 31/8/26 I believe.